Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Texas before hiring.
Showing 14 va loan specialists in Killeen, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
The Wood Group of Fairway Independent Mortgage Corp.
2403 Bacon Ranch Rd Ste 100, Killeen, TX 76542
(254) 634-8886
woodgroupkilleen.com
Veterans United Home Loans Killeen
1302 W Stan Schlueter Loop Ste 100, Killeen, TX 76549
(254) 350-2250
killeen.veteransunited.com
Yvette Hernandez at Veterans Lending Group
2710 Clear Creek Rd Suites 104,105,106, Killeen, TX 76549
(254) 251-7065
veteranslendinggroup.com
MORTGAGE FANATICS (L And Z Financial Services) - NMLS#2309952
2004 Mockingbird Ln, Killeen, TX 76541
(754) 273-0357
mtgfanatics.com
First Community Mortgage
3106 S W S Young Dr bldg d ste 402, Killeen, TX 76542
(254) 953-7000
fcmloans4u.com
LeaderOne Home Loans - Staci Curb
3901 E Stan Schlueter Loop Suite 100, Killeen, TX 76542
(254) 383-3813
stacicurb.com
LeaderOne Financial Corp
3901 E Stan Schlueter Loop Ste 101, Killeen, TX 76542
(254) 699-1683
kathygaitan.com
Guild Mortgage - Angel Vasquez
708 E Elms Rd Office 3, Killeen, TX 76542
(254) 239-8564
branches.guildmortgage.com
Veterans Lending Group - Killeen
2710 S Clear Creek Rd Ste 106, Killeen, TX 76549
(254) 362-2522
veteranslendinggroup.com
What Does a VA Loan Specialist in Killeen Cost?
VA loan specialists in Texas typically charge an origination fee of 0.5% to 1% of the loan amount. Closing costs in Killeen average 2% to 5% of the purchase price, but sellers can pay some of these costs. The VA funding fee ranges from 0.5% to 3.3% depending on your down payment and service history. Costs vary by lender and loan size. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a VA loan and who qualifies in Killeen?
A VA loan is a mortgage guaranteed by the U.S. Department of Veterans Affairs. It requires no down payment and has no private mortgage insurance. You qualify if you are a veteran, active duty service member, or eligible surviving spouse with a valid Certificate of Eligibility.
Do I need a Texas-specific VA loan specialist?
Yes. Texas has unique property laws, including homestead protections and a cap on property tax increases. A local specialist understands these rules and can help you navigate the Texas Veterans Land Board programs and county-specific tax exemptions.
How long does the VA loan process take in Killeen?
The process typically takes 30 to 45 days from application to closing. This includes appraisal, underwriting, and final approval. Delays can occur if the property needs repairs or if additional documentation is required.