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Find VA Loan Specialists Near You in Killeen, TX

Browse va loan specialists serving Killeen, Texas. Contact information and addresses listed below.

14 agents listed
Updated May 2026
Killeen, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 14 va loan specialists in Killeen, TX Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
The Wood Group of Fairway Independent Mortgage Corp.
2403 Bacon Ranch Rd Ste 100, Killeen, TX 76542
2546348886
Veterans United Home Loans Killeen
1302 W Stan Schlueter Loop Ste 100, Killeen, TX 76549
2543502250
Sente Mortgage
2102 S W S Young Dr E, Killeen, TX 76543
2547814232
Yvette Hernandez at Veterans Lending Group
2710 Clear Creek Rd Suites 104,105,106, Killeen, TX 76549
2542517065
MORTGAGE FANATICS (L And Z Financial Services) - NMLS#2309952
2004 Mockingbird Ln, Killeen, TX 76541
7542730357
First Community Mortgage
3106 S W S Young Dr bldg d ste 402, Killeen, TX 76542
2549537000
Nancy Pacheco - Valor Home Lending
222 E Avenue C, Killeen, TX 76541
5129558801
Michael Moh
708 E Elms Rd Office 3, Killeen, TX 76542
8322246838
LeaderOne Home Loans - Staci Curb
3901 E Stan Schlueter Loop Suite 100, Killeen, TX 76542
2543833813
LeaderOne Financial Corp
3901 E Stan Schlueter Loop Ste 101, Killeen, TX 76542
2546991683
Guild Mortgage - Angel Vasquez
708 E Elms Rd Office 3, Killeen, TX 76542
2542398564
First Community Mortgage
901 E Central Texas Expy, Killeen, TX 76541
2546806158
Veterans Lending Group - Killeen
2710 S Clear Creek Rd Ste 106, Killeen, TX 76549
2543622522
Daniel Cavazos with Valor Home lending
222 E Avenue C, Killeen, TX 76541
3257189359

Killeen is home to Fort Hood, one of the largest military bases in the world. VA loan specialists in Killeen help veterans and active duty service members secure home financing with no down payment and competitive rates. Texas law provides additional property tax exemptions for disabled veterans, which can be factored into your loan planning.

What Does a VA Loan Specialist in Killeen Cost?

VA loan specialists in Texas typically charge an origination fee of 0.5% to 1% of the loan amount. Closing costs in Killeen average 2% to 5% of the purchase price, but sellers can pay some of these costs. The VA funding fee ranges from 0.5% to 3.3% depending on your down payment and service history. Costs vary by lender and loan size. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a VA loan and who qualifies in Killeen?
A VA loan is a mortgage guaranteed by the U.S. Department of Veterans Affairs. It requires no down payment and has no private mortgage insurance. You qualify if you are a veteran, active duty service member, or eligible surviving spouse with a valid Certificate of Eligibility.
Do I need a Texas-specific VA loan specialist?
Yes. Texas has unique property laws, including homestead protections and a cap on property tax increases. A local specialist understands these rules and can help you navigate the Texas Veterans Land Board programs and county-specific tax exemptions.
How long does the VA loan process take in Killeen?
The process typically takes 30 to 45 days from application to closing. This includes appraisal, underwriting, and final approval. Delays can occur if the property needs repairs or if additional documentation is required.