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Find VA Loan Specialists Near You in Waco, TX

Directory of va loan specialists in Waco, Texas. Verify credentials with the state mortgage licensing authority before hiring.

20 agents listed
Updated May 2026
Waco, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 20 va loan specialists in Waco, TX Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
The Wood Group of Fairway Independent Mortgage Corp.
100 Santa Fe Dr #3, Waco, TX 76712
2543402462
Robbie Hetland, SWBC Mortgage
601 Franklin Ave Ste. 4F, Waco, TX 76701
2543007348
Doris Miller VA Medical Center
Doris Miller VA Medical Ctr, 4800 Memorial Dr, Waco, TX 76711
2547526581
The Jones Team - SWBC Mortgage
1508 N Valley Mills Dr, Waco, TX 76710
2546526370
Thrive Mortgage - Waco
510 Austin Ave Suite 25208, Waco, TX 76701
8772412701
Trent Miller, SWBC Mortgage - Loan Officer
601 Franklin Ave #4f, Waco, TX 76701
2543007349
SWBC Mortgage Waco - Main
500 N Valley Mills Dr Suite 213, Waco, TX 76710
2547419440
Benchmark Mortgage — Adam Goldenberg
5525 Speegleville Rd #104, Waco, TX 76712
2547232047
The Koehn Mortgage Group Powered by Coast2Coast Mortgage Lending
1600 Lake Air Dr, Waco, TX 76710
2544056690
Jonathon Roberts — Team Roberts at Fairway Home Mortgage
217 S 4th St Suite B & C, Waco, TX 76701
2544494338
loanDepot
600 Lake Air Dr # 1A, Waco, TX 76710
2547224940
Cory Smith - First State Bank Mortgage
719 N New Rd, Waco, TX 76710
2547238341
Anthony Collier- SWBC Mortgage
601 Lake Air Dr, Waco, TX 76710
2547163226
Julie Brinker, Mortgage
919 N Valley Mills Dr D, Waco, TX 76710
2546447581
SWBC Mortgage Waco - Valley Mills
1508 N Valley Mills Dr, Waco, TX 76710
2546526370
Welcome Mortgage
601 Lake Air Dr, Waco, TX 76710
2547099907
SWBC Mortgage Waco - Waco Drive
3701 W Waco Dr, Waco, TX 76710
2548551895
Benjamin Holder | The Koehn Mortgage Group Powered by Coast2Coast Mortgage Lending
1600 Lake Air Dr, Waco, TX 76710
8065596435
Private Lending of America
2024 Austin Ave, Waco, TX 76701
2548707476
Fairway Independent Mortgage Corporation
1201 Hewitt Dr #201, Waco, TX 76712
2549330036

What Does a VA Loan Specialist in Waco Cost?

VA loan specialists in Texas typically do not charge borrowers directly; their compensation comes from the lender. Closing costs in Waco range from 2% to 5% of the loan amount, but the VA limits certain fees. The VA funding fee, which is 2.15% for first-time use with no down payment, can be rolled into the loan. Some Texas veterans may qualify for a funding fee exemption if they receive VA disability compensation. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a VA loan specialist in Waco?
A VA loan specialist is a mortgage professional who focuses on VA-backed home loans. They help veterans and military families in Waco understand eligibility, gather required documents, and navigate the loan process with lenders who participate in the VA program.
Do I need a Texas specific VA loan specialist?
Yes, because Texas has unique property laws, including homestead protections and tax exemptions for disabled veterans. A local specialist knows the McLennan County appraisal district rules and can help you apply for the Texas disabled veteran exemption if you qualify.