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Find VA Loan Specialists in Cottonwood Heights, UT

Looking for a va loan specialist in Cottonwood Heights? Review the directory below to compare your options.

19 agents listed
Updated June 2026
Cottonwood Heights, UT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Utah before hiring.
Showing 19 va loan specialists in Cottonwood Heights, UT Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Direct Rate Home Loans, Inc.
6985 S Union Park Center #150, Cottonwood Heights, UT 84047
(801) 506-2700 directrate.com
Brady Beyer Mortgage Consultant | Intercap Lending, Inc.
2750 E Cottonwood Pkwy Suite 660, Cottonwood Heights, UT 84121
(801) 414-8691 intercaplending.com
Brian Kesler | Fairway Mortgage
6965 S Union Park Center #140, Cottonwood Heights, UT 84121
(801) 230-5464 fairway.com
The Varanakis Group | Intercap Lending, Inc.
2750 E Cottonwood Pkwy Suite 660, Cottonwood Heights, UT 84121
(801) 560-4578 intercaplending.com
United First Mortgage
7351 South Union Park Ave Suite 225, Cottonwood Heights, UT 84093
(801) 308-5626 unitedfirstmortgage.com
Cottonwood Lending Group
2825 E Cottonwood Pkwy Ste .500, Ofc# 578, Cottonwood Heights, UT 84121
(801) 706-7354 cottonwoodlendinggroup.com
Intercap Lending: Christi Larsen
2750 E Cottonwood Pkwy Suite 660, Cottonwood Heights, UT 84121
(801) 358-5613 intercaplending.com
Approved Home Loans
7135 S Highland Dr STE 202, Cottonwood Heights, UT 84121
(801) 899-9191 yourapprovedloan.com
Bluefish Home Loans, Mortgage Broker
6322 S 3000 E STE 110, Cottonwood Heights, UT 84121
(801) 916-2221 bluefishhomeloans.com
The Spectre Mortgage Team at Direct Rate Home Loans
6985 S Union Park Center #150, Cottonwood Heights, UT 84047
(801) 759-5201 digitalmortgage.candidcrm.com
Bruce Stephens - Loan Officer, Direct Rate Home Loans
6985 S Union Park Center, Cottonwood Heights, UT 84047
(801) 510-9588 directrate.com
Randy Wright at Rate (NMLS #8977)
6740 S 1300 E Suite 100, Cottonwood Heights, UT 84121
(801) 265-8900 rate.com
Oscar Vargas Mortgage Lender at Direct Rate Home Loans
6985 Union Park Center Suite #150, Cottonwood Heights, UT 84047
(801) 803-1020
Lifetime Home Loans NMLS #1861406
6955 S Union Park Center #140, Cottonwood Heights, UT 84047
(801) 205-3689 lifetimehomeloans.com
Axia Home Loans - Cottonwood Heights
1265 East Fort Union Blvd #120, Cottonwood Heights, UT 84047
(801) 810-2644 axiahomeloans.com
Matt Walker at Rate (NMLS 103817)
6740 S 1300 E #100, Cottonwood Heights, UT 84121
(801) 735-9627 rate.com
Ryan Hauppa - SoFi Home Loans - NMLS #1762930
2750 E Cottonwood Pkwy #300, Cottonwood Heights, UT 84121
(801) 895-2740 lo.sofi.com
Jon Vance Mortgage Professional
3690 E Fort Union Blvd STE 204, Cottonwood Heights, UT 84121
(801) 251-6526
Ben Hoagland Loan Officer Fairway Independent Mortgage Company
2750 E Cottonwood Pkwy, Cottonwood Heights, UT 84121
(801) 708-2373 fairwayindependentmc.com

VA loan specialists in Cottonwood Heights help eligible veterans and active duty service members obtain home loans with no down payment. Utah law requires all mortgage loan originators to be licensed through the Utah Department of Financial Institutions. Specialists guide clients through the Certificate of Eligibility process and local property appraisal requirements specific to Salt Lake County.

What Does a VA Loan Specialist in Cottonwood Heights Cost?

VA loan specialists in Utah typically charge origination fees between 0.5 percent and 1.5 percent of the loan amount. Closing costs in Cottonwood Heights average 2 to 5 percent of the purchase price but can be negotiated or paid by the seller. Some specialists may charge a flat fee of 500 to 1,500 dollars for processing. Costs vary by loan size and lender. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a VA loan specialist in Cottonwood Heights?
A VA loan specialist is a licensed mortgage professional who helps veterans and military members apply for VA-backed home loans. They assist with eligibility verification, loan pre-approval, and closing in Cottonwood Heights.
Do I need a VA loan specialist in Utah?
Yes, using a specialist can simplify the VA loan process. Utah law requires all mortgage originators to hold a valid license, and a specialist understands local property values and county-specific requirements in Cottonwood Heights.