Find VA Loan Specialists in South Burlington, VT
Directory of va loan specialists in South Burlington, Vermont. Verify credentials with the state state mortgage licensing authority before hiring.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Vermont before hiring.
Showing 9 va loan specialists in South Burlington, VT
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VA loan specialists in South Burlington Vermont help eligible veterans and active duty service members secure home financing with favorable terms. Vermont law does not impose a state income tax which can make homeownership more affordable for veterans. Local specialists understand the Chittenden County real estate market and can guide you through the VA loan process from pre-approval to closing.
What Does a VA Loan Specialist in South Burlington Cost?
Typical costs for a VA loan in Vermont include a one time VA funding fee which ranges from 1.25 percent to 3.3 percent of the loan amount depending on your down payment and whether it is your first use. You may also pay for an appraisal typically 500 to 700 dollars and a credit report fee around 30 to 50 dollars. Closing costs such as title insurance and recording fees vary by lender and property value. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the eligibility requirements for a VA loan in South Burlington?
You must meet VA service requirements including active duty for 90 days during wartime or 181 days during peacetime. National Guard and Reserve members may qualify after six years of service. You will need a valid Certificate of Eligibility from the VA.
Are there property condition requirements for VA loans in Vermont?
Yes the VA requires a property appraisal that checks for minimum property requirements such as safe drinking water adequate heating and no lead based paint hazards. In Vermont your property must also meet local building codes and zoning laws.
Can I use a VA loan for a second home or investment property in South Burlington?
No VA loans are for owner occupied primary residences only. You must intend to live in the home as your main residence. However you can use a VA loan for a multi unit property up to four units if you live in one of the units.