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Showing 4 va loan specialists in Colonial Heights, VA
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Presidential Bank Mortgage
2425 Boulevard Suite 1, Colonial Heights, VA 23834
8045201103
Tidewater Mortgage Services, Inc. Branch NMLS #: 401911
320b Charles H Dimmock Pkwy, Colonial Heights, VA 23834
8048957434
Mike Hacker | AVP, Sales Manager NMLS 877028 with Presidential Bank Mortgage
2425 Boulevard Suite 1, Colonial Heights, VA 23834
8045866117
VA Loan
206C Temple Ave, Colonial Heights, VA 23834
8045865174
What Does a VA Loan Specialist in Colonial Heights Cost?
VA loan specialists in Virginia typically charge origination fees of 0.5% to 1.0% of the loan amount. Other costs include the VA funding fee (2.3% for first-time use with no down payment, reduced for subsequent use) and third-party fees such as appraisal ($500 to $700) and title insurance. Some costs may be negotiable or paid by the seller. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a VA loan specialist in Colonial Heights do?
A VA loan specialist assists with the entire VA home loan process from pre-approval to closing. They help you gather necessary documents, explain Virginia-specific property tax exemptions for disabled veterans, and coordinate with the VA appraiser. Their goal is to ensure you meet all VA and lender requirements.
Are there income or credit score requirements for a VA loan in Virginia?
The VA does not set a minimum credit score, but most lenders in Colonial Heights require a score of at least 620. You must also have sufficient income to cover the mortgage payment and other debts. Virginia lenders will review your debt-to-income ratio as part of the approval process.
How long does the VA loan process take in Colonial Heights?
The typical VA loan process in Virginia takes 30 to 45 days from application to closing. The VA appraisal and underwriting steps can add time if issues arise. Your specialist will keep you updated on each stage and any required documentation.