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Compare VA Loan Specialists in Colonial Heights, VA
Directory of va loan specialists in Colonial Heights, Virginia. Verify credentials with the state state mortgage licensing authority before hiring.
4 agents listed
Updated June 2026
Colonial Heights, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Virginia before hiring.
Showing 4 va loan specialists in Colonial Heights, VA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Presidential Bank Mortgage
2425 Boulevard Suite 1, Colonial Heights, VA 23834
VA loan specialists in Colonial Heights, Virginia help eligible veterans, active duty service members, and surviving spouses secure home financing with favorable terms. Virginia law requires all mortgage loan originators to be licensed through the Virginia State Corporation Commission. These specialists guide clients through the unique requirements of a VA-backed loan, including the Certificate of Eligibility and VA appraisal process.
What Does a VA Loan Specialist in Colonial Heights Cost?
VA loan specialists in Virginia typically charge origination fees of 0.5% to 1.0% of the loan amount. Other costs include the VA funding fee (2.3% for first-time use with no down payment, reduced for subsequent use) and third-party fees such as appraisal ($500 to $700) and title insurance. Some costs may be negotiable or paid by the seller. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a VA loan specialist in Colonial Heights do?
A VA loan specialist assists with the entire VA home loan process from pre-approval to closing. They help you gather necessary documents, explain Virginia-specific property tax exemptions for disabled veterans, and coordinate with the VA appraiser. Their goal is to ensure you meet all VA and lender requirements.
Are there income or credit score requirements for a VA loan in Virginia?
The VA does not set a minimum credit score, but most lenders in Colonial Heights require a score of at least 620. You must also have sufficient income to cover the mortgage payment and other debts. Virginia lenders will review your debt-to-income ratio as part of the approval process.
How long does the VA loan process take in Colonial Heights?
The typical VA loan process in Virginia takes 30 to 45 days from application to closing. The VA appraisal and underwriting steps can add time if issues arise. Your specialist will keep you updated on each stage and any required documentation.
Get matched with agents in Colonial Heights who handle your type of case.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the State Mortgage Licensing Authority of Virginia.