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Looking for a va loan specialist in Danville? Review the directory below to compare your options.
3 agents listed
Updated May 2026
Danville, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Virginia before hiring.
Showing 3 va loan specialists in Danville, VA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
ALCOVA Mortgage | Danville, VA
2276 Franklin Turnpike suite 113, Danville, VA 24540
4348367777
Joy Wood
625 Piney Forest Rd Ste 208, Danville, VA 24540
4345482234
Eng Lending
708 Mt Cross Rd # C, Danville, VA 24540
4347996680
VA loan specialists in Danville Virginia help veterans, active duty service members, and eligible surviving spouses secure home loans with no down payment. Virginia law requires all mortgage loan originators to be licensed through the Virginia State Corporation Commission. Danville offers a range of VA-approved lenders who understand local property values and the specific requirements for VA appraisals in southern Virginia.
What Does a VA Loan Specialist in Danville Cost?
VA loan specialists in Virginia typically charge an origination fee of 1 to 2 percent of the loan amount. Some specialists charge a flat fee ranging from 500 to 1500 dollars. Third party costs like appraisal and title search add 500 to 1000 dollars. Virginia law caps certain closing costs for VA loans. Costs vary by lender and loan type. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a VA loan specialist in Danville do?
A VA loan specialist guides you through the VA home loan process from pre approval to closing. They help you understand your Certificate of Eligibility, negotiate with sellers, and ensure the property meets VA minimum property requirements. Many specialists in Danville also assist with refinancing options like the VA IRRRL.
Do I need a VA loan specialist for a home in Danville?
While you can apply for a VA loan directly with a lender, a specialist can simplify the process and help avoid common delays. They know local appraisal rules and can advise on property conditions specific to the Danville area, such as well water or septic system requirements.
Are there Virginia specific rules for VA loans?
Yes. Virginia law requires lenders to provide a Virginia specific mortgage disclosure and to follow state licensing rules. VA loans in Virginia also must comply with state property tax exemption rules for disabled veterans. A local specialist can help you apply for these exemptions.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Virginia.