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Directory of va loan specialists in Midlothian, Virginia. Verify credentials with the state mortgage licensing authority before hiring.
16 agents listed
Updated May 2026
Midlothian, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Virginia before hiring.
Showing 16 va loan specialists in Midlothian, VA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
C&F Mortgage Corp
1400 Alverser Dr Second Floor, Midlothian, VA 23113
8048588300
Mason-McDuffie Mortgage Corporation
201 Wylderose Cmns Suite 204, Midlothian, VA 23113
9252424400
Mariner Finance
13102 Midlothian Turnpike, Midlothian, VA 23113
8044191400
Capitol Mortgage Group NMLS# 1801858 https://nmlsconsumeraccess.org/
14321 Winter Breeze Dr Suite 26, Midlothian, VA 23113
8043627600
Clay Carroll | Team Clay | CrossCountry Mortgage
14321 Winter Breeze Dr office 236, Midlothian, VA 23113
8046146515
Open Door Lending
1 Park W Cir Suite 310H, Midlothian, VA 23114
8047043339
Liz Copeland at CrossCountry Mortgage
14405 Justice Rd, Midlothian, VA 23113
4344663289
Guild Mortgage - Scott Silverstein
14321 Winter Breeze Dr Suite 200, Midlothian, VA 23113
3012549547
David Fortin at CrossCountry Mortgage
14405 Justice Rd, Midlothian, VA 23113
8044193131
Tiffani Norris Senior Mortgage Loan Officer
13305 Midlothian Turnpike, Midlothian, VA 23113
8043061115
Ben Crooks Senior Mortgage Loan Officer: TowneBank Mortgage
13305 Midlothian Tpke, Midlothian, VA 23113
8045193672
Mike Layton Senior Loan Officer: TowneBank Mortgage
13305 Midlothian Tpke, Midlothian, VA 23113
8046156252
Chris Cleveland at CrossCountry Mortgage
14405 Justice Rd, Midlothian, VA 23113
8043480042
CrossCountry Mortgage | Branch NMLS #1909529
14405 Justice Rd, Midlothian, VA 23113
8043495960
Peter Hall - Loan Officer NMLS # 1189145
1400 Alverser Dr, Midlothian, VA 23113
8048523252
Marianne Weddington Senior Loan Officer
13305 Midlothian Tpke, Midlothian, VA 23113
8043992666
Midlothian Virginia veterans can work with a VA loan specialist to navigate the home buying process using their VA loan benefit. Virginia law requires lenders to provide a Virginia specific mortgage loan disclosure statement. A local specialist understands the Midlothian real estate market and can assist with VA appraisal requirements and funding fee exemptions.
What Does a VA Loan Specialist in Midlothian Cost?
VA loan specialists in Virginia typically do not charge a separate fee for their services; their compensation comes from the lender. However, you may pay a VA funding fee which ranges from 1.4% to 3.6% of the loan amount depending on your down payment and whether it is your first use. Some veterans with service connected disabilities are exempt from this fee. Other closing costs in Virginia average 2% to 5% of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a VA loan specialist in Midlothian?
A VA loan specialist is a mortgage professional who focuses on VA home loans for veterans and active duty military. They help with the certificate of eligibility, VA appraisal process, and closing requirements specific to Virginia.
Do I need a VA loan specialist in Virginia?
Using a VA loan specialist can simplify the process because they understand VA rules and Virginia specific laws. For example, Virginia has a state specific funding fee exemption for some disabled veterans.
How do I qualify for a VA loan in Virginia?
You must meet VA eligibility requirements based on your service period and duty status. You also need a valid certificate of eligibility and must meet the lender credit and income standards.
Free • No Obligation
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Virginia.