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Find VA Loan Specialists in Elma, WA

Browse va loan specialists serving Elma, Washington. Contact information and addresses listed below.

2 agents listed
Updated May 2026
Elma, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Washington before hiring.
Showing 2 va loan specialists in Elma, WA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Guild Mortgage - Jennifer Maestas
116 S 5th St, Elma, WA 98541
3608614227
Guild Mortgage Company
116 S 5th St, Elma, WA 98541
3608614043

VA loan specialists in Elma, Washington help veterans and active duty service members secure home financing with no down payment. Washington state law requires all mortgage loan originators to be licensed through the Department of Financial Institutions. Elma is located in Grays Harbor County, where local specialists understand the unique housing market and property values of the area.

What Does a VA Loan Specialist in Elma Cost?

VA loan specialists in Washington typically charge origination fees between 0.5% and 1.5% of the loan amount. The VA funding fee ranges from 1.25% to 3.3% depending on your down payment and service category. Some specialists may charge flat fees of $500 to $1,000 for processing. Costs vary by lender and loan type. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a VA loan specialist do in Elma?
A VA loan specialist guides veterans through the VA home loan process. They help with certificate of eligibility, lender requirements, and closing procedures specific to Washington state.
Do I need a VA loan specialist in Elma for a refinance?
Yes, a specialist can help with VA Interest Rate Reduction Refinance Loans (IRRRL) and cash-out refinances. Washington law requires clear disclosure of all fees and terms before closing.