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Find VA Loan Specialists Near You in Prosser, WA

Compare va loan specialists in Prosser. Review contact information and insurance categorys before you decide.

4 agents listed
Updated June 2026
Prosser, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Washington before hiring.
Showing 4 va loan specialists in Prosser, WA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Cameron Lee - Edge Home Finance - Prosser
1123 Meade Ave, Prosser, WA 99350
(206) 715-9928 cameronleehomeloans.com
Edwin Esquivel
1223 Sheridan Ave, Prosser, WA 99350
(509) 480-9654 cmghomeloans.com
Star Sanchez
1223 Sheridan Ave Suite C, Prosser, WA 99350
(509) 795-5186 cmghomeloans.com
loanDepot
611 6th St B, Prosser, WA 99350
(509) 778-1394 michelevillarreal.com

A VA loan specialist in Prosser Washington helps veterans and active duty service members secure home financing with no down payment. Washington law requires all mortgage loan originators to be licensed through the Department of Financial Institutions. Prosser residents benefit from the VA loan program which does not require private mortgage insurance and offers competitive interest rates.

What Does a VA Loan Specialist in Prosser Cost?

VA loan specialist fees in Washington typically range from 1 to 2 percent of the loan amount. Closing costs usually total 3 to 5 percent of the purchase price. The VA funding fee for first time use is 2.15 percent for regular military and 2.4 percent for Reserve and National Guard. This fee is reduced for subsequent uses and for borrowers with a service connected disability. Note that costs vary by case and this is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a VA loan specialist in Prosser Washington?
A VA loan specialist is a licensed mortgage professional who guides veterans through the VA home loan process. They help with Certificate of Eligibility requirements and connect borrowers with VA approved lenders in the Prosser area.
What are the eligibility requirements for a VA loan in Washington?
Eligibility requires a minimum of 90 days of active service during wartime or 181 days during peacetime. National Guard and Reserve members may qualify after six years. Washington state does not impose additional eligibility rules beyond federal VA requirements.
Are there Washington specific benefits for VA loan borrowers?
Washington exempts VA loan borrowers from the state real estate excise tax on the first sale of a new home. The state also prohibits prepayment penalties on VA loans. These benefits apply to all VA loans closed in Washington.

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