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Directory of va loan specialists in Fairmont, West Virginia. Verify credentials with the state mortgage licensing authority before hiring.
7 agents listed
Updated May 2026
Fairmont, WV
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the West Virginia before hiring.
Showing 7 va loan specialists in Fairmont, WV
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Ryan Ford - MVB Mortgage/Intercoastal Mortgage, LLC
301 Virginia Ave, Fairmont, WV 26554
3043761228
Fairmont, West Virginia, offers VA loan specialists who help veterans and active duty service members secure home financing. These professionals guide clients through the VA loan process, including understanding the West Virginia property tax exemption for disabled veterans. Local specialists also assist with the unique requirements for properties in Marion County.
What Does a VA Loan Specialist in Fairmont Cost?
Typical costs for a VA loan specialist in West Virginia include an origination fee of 1% of the loan amount, though this can be waived or negotiated. Appraisal fees range from $500 to $700, and a funding fee of 2.15% for first-time use (or 3.3% for subsequent use) applies unless exempt. Closing costs generally total 3% to 5% of the purchase price. These costs vary by lender and property. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a VA loan specialist in Fairmont?
A VA loan specialist is a mortgage professional who focuses on loans backed by the U.S. Department of Veterans Affairs. They help veterans in Fairmont understand eligibility, obtain a Certificate of Eligibility, and navigate local closing procedures.
Do I need a specific credit score for a VA loan in West Virginia?
The VA does not set a minimum credit score, but most lenders in West Virginia require a score of at least 620. Specialists can help you find a lender with flexible requirements based on your financial history.
Are there West Virginia specific benefits for VA loan borrowers?
Yes. West Virginia offers a property tax exemption for veterans with a 100% service-connected disability. This exemption applies to the first $20,000 of assessed value. A VA loan specialist can help you apply for this benefit through the Marion County assessor office.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the West Virginia.