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Showing 3 va loan specialists in Cottage Grove, WI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Summit Credit Union - Headquarters
1709 Landmark Dr, Cottage Grove, WI 53527
6082435000
Bret Sullivan - COUNTRY Financial Representative
585 N Main St, Cottage Grove, WI 53527
6082775517
Lake Ridge Bank
341 W Cottage Grove Rd, Cottage Grove, WI 53527
6088399400
What Does a VA Loan Specialist in Cottage Grove Cost?
Typical costs for a VA loan specialist in Wisconsin include an origination fee of up to 1 percent of the loan amount and third-party fees for appraisal, credit report, and title services. Appraisal fees in Dane County usually range from 500 to 700 dollars. Closing costs generally total 2 to 5 percent of the loan amount but can often be paid by the seller. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the basic eligibility requirements for a VA loan in Cottage Grove Wisconsin?
You must meet minimum active duty service requirements or be a qualifying veteran or surviving spouse. You also need a valid Certificate of Eligibility from the VA. Wisconsin law does not add extra state-level eligibility rules beyond federal VA requirements.
Do VA loans in Wisconsin require a funding fee?
Yes, most VA loans require a funding fee unless you are exempt due to a service-connected disability. The fee ranges from 1.4 percent to 3.6 percent of the loan amount depending on your down payment and whether it is your first use. This fee is paid at closing or can be rolled into the loan.
Are there property condition requirements for VA loans in Cottage Grove?
Yes, the property must meet VA minimum property requirements for safety, sanitation, and structural integrity. The VA requires a pest inspection in Wisconsin due to wood-destroying organisms. The home must also be your primary residence.