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Find VA Loan Specialists Near You in Cottage Grove, WI

Compare va loan specialists in Cottage Grove. Review contact information and insurance categorys before you decide.

3 agents listed
Updated June 2026
Cottage Grove, WI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Wisconsin before hiring.
Showing 3 va loan specialists in Cottage Grove, WI Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Summit Credit Union - Headquarters
1709 Landmark Dr, Cottage Grove, WI 53527
(608) 243-5000 summitcreditunion.com
Bret Sullivan - COUNTRY Financial Representative
585 N Main St, Cottage Grove, WI 53527
(608) 277-5517 advisors.countryfinancial.com
Lake Ridge Bank
341 W Cottage Grove Rd, Cottage Grove, WI 53527
(608) 839-9400 lakeridge.bank

A VA loan specialist in Cottage Grove, Wisconsin helps eligible veterans, active duty service members, and surviving spouses secure home financing with no down payment. Wisconsin law requires all mortgage loan originators to be licensed through the Wisconsin Department of Financial Institutions. Local specialists understand the Cottage Grove real estate market and can guide you through the VA appraisal process for homes in Dane County.

What Does a VA Loan Specialist in Cottage Grove Cost?

Typical costs for a VA loan specialist in Wisconsin include an origination fee of up to 1 percent of the loan amount and third-party fees for appraisal, credit report, and title services. Appraisal fees in Dane County usually range from 500 to 700 dollars. Closing costs generally total 2 to 5 percent of the loan amount but can often be paid by the seller. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the basic eligibility requirements for a VA loan in Cottage Grove Wisconsin?
You must meet minimum active duty service requirements or be a qualifying veteran or surviving spouse. You also need a valid Certificate of Eligibility from the VA. Wisconsin law does not add extra state-level eligibility rules beyond federal VA requirements.
Do VA loans in Wisconsin require a funding fee?
Yes, most VA loans require a funding fee unless you are exempt due to a service-connected disability. The fee ranges from 1.4 percent to 3.6 percent of the loan amount depending on your down payment and whether it is your first use. This fee is paid at closing or can be rolled into the loan.

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