Compare FHA Loan Specialists in Branford, CT
Compare fha loan specialists in Branford. Review contact information and insurance categorys before you decide.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Connecticut before hiring.
Showing 14 fha loan specialists in Branford, CT
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a FHA Loan Specialist in Branford Cost?
Typical costs for an FHA loan specialist in Connecticut include an origination fee of 1 percent of the loan amount and an upfront mortgage insurance premium of 1.75 percent. Annual mortgage insurance premiums range from 0.45 to 1.05 percent of the loan balance. Appraisal fees in Branford usually cost between $500 and $700. These costs vary by lender and loan size. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Branford do?
An FHA loan specialist helps you apply for and close a government backed mortgage. They guide you through credit requirements, down payment options, and property eligibility. In Connecticut, they must follow state licensing rules and federal FHA guidelines.
What are the credit score requirements for an FHA loan in Connecticut?
The standard minimum credit score for an FHA loan is 580 with a 3.5 percent down payment. A score between 500 and 579 may still qualify but requires a 10 percent down payment. These rules apply nationwide and are followed by Connecticut lenders.
Are there Connecticut specific limits for FHA loans in Branford?
Yes, FHA loan limits vary by county. For New Haven County which includes Branford, the 2025 single family home limit is typically around $524,225 for a standard loan. Higher limits apply in high cost areas. Your specialist can confirm the current limit.