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Looking for a fha loan specialist in Cape Coral? Review the directory below to compare your options.
17 agents listed
Updated May 2026
Cape Coral, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 17 fha loan specialists in Cape Coral, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Fairview Lending - Home Mortgages
1425 Del Prado Blvd S, Cape Coral, FL 33990
2398291543
Mortgage 1
4421 SE 15th Ave, Cape Coral, FL 33904
2394713696
American Mortgage Solutions, Mortgage Broker in Cape Coral, FL
3046 Del Prado Blvd S suite 1 b, Cape Coral, FL 33904
2397668344
Island Coast Mortgage
3013 Del Prado Blvd S #2, Cape Coral, FL 33904
2392147011
Premier Mortgage Consultants
2534 SE Santa Barbara Pl ste. 201, Cape Coral, FL 33904
2395428800
All In One Mortgage Lenders
2311 SW 31st St, Cape Coral, FL 33914
2394406349
KP Mortgage, your favorite lender.
3046 Del Prado Blvd S, Cape Coral, FL 33904
2398419611
Edison Mortgage and Associates
1325 SE 47th St Suite F-3, Cape Coral, FL 33904
2396334663
Guild Mortgage - Mike Schwartz
1222 SE 47th St Suites 203, 204, Cape Coral, FL 33904
2399706624
Divine Mortgage Group
618 SW 3rd St Suite 140, Cape Coral, FL 33991
8885773177
Easy Mortgage LLC - Massiel Ruiz
618 SW 3rd St suite 160, Cape Coral, FL 33993
2395953819
Dream Team Mortgage
19 Del Prado Blvd N # 2, Cape Coral, FL 33909
7863017443
Guild Mortgage Company
1214-1222 SE 47th St #205, Cape Coral, FL 33904
2398266400
Barrett Financial Group, Cape Coral - Ray Stevens NMLS 177825
1222 SE 47th St Suite C1, Cape Coral, FL 33904
2393131003
Guild Mortgage - Rashelle Shepard
1214-1222 SE 47th St Ste 205, Cape Coral, FL 33904
3214303222
Lending Hand Mortgage - Cape Coral Office
1222 SE 47th St #415, Cape Coral, FL 33904
2392341464
Edison Mortgage, Inc
1325 SE 47th St, Cape Coral, FL 33904
2398264493
An FHA loan specialist in Cape Coral, Florida helps homebuyers secure government-insured mortgages with lower down payments and flexible credit requirements. Florida law requires all mortgage loan originators to be licensed through the Florida Office of Financial Regulation. Cape Coral buyers often use FHA loans for single-family homes or condos in this growing Southwest Florida market.
What Does a FHA Loan Specialist in Cape Coral Cost?
Typical costs for an FHA loan in Florida include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual mortgage insurance premium of 0.55 to 0.85 percent. Closing costs in Cape Coral usually range from 2 to 5 percent of the purchase price. Appraisal fees average 500 to 700 dollars. These costs vary by lender and property. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan requirements in Cape Coral Florida?
FHA loans require a minimum 3.5 percent down payment and a credit score of at least 580. The property must meet FHA minimum property standards and be your primary residence. Florida law does not add extra state-specific requirements beyond federal FHA guidelines.
How do I find a licensed FHA loan specialist in Cape Coral?
You can search the Florida Office of Financial Regulation website for licensed mortgage loan originators. Many local banks and credit unions in Cape Coral offer FHA loans. Always verify the specialist is actively licensed in Florida before working with them.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.