ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Looking for a fha loan specialist in Collinsville? Review the directory below to compare your options.
3 agents listed
Updated May 2026
Collinsville, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 3 fha loan specialists in Collinsville, IL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Collinsville Building & Loan
701 Beltline Rd, Collinsville, IL 62234
6183443172
Home Federal Savings & Loan
100 E Clay St, Collinsville, IL 62234
6183451121
PNC Mortgage
359 N Bluff Rd, Collinsville, IL 62234
6183462200
An FHA loan specialist in Collinsville Illinois can guide you through the process of obtaining a Federal Housing Administration insured mortgage. These loans are popular for first time homebuyers and those with lower credit scores. Illinois law requires all mortgage loan originators to be licensed through the Illinois Department of Financial and Professional Regulation.
What Does a FHA Loan Specialist in Collinsville Cost?
Typical costs for FHA loan specialist services in Illinois include an origination fee of 1 percent of the loan amount and an upfront mortgage insurance premium of 1.75 percent of the base loan amount. Annual mortgage insurance premiums range from 0.45 percent to 1.05 percent depending on loan term and loan to value ratio. Closing costs in Collinsville generally range from 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Collinsville do?
An FHA loan specialist helps you determine if you qualify for an FHA loan and guides you through the application process. They review your credit history, income, and debt levels to ensure you meet FHA requirements. They also explain Illinois specific programs like the Illinois Housing Development Authority down payment assistance.
What are the FHA loan limits for Collinsville Illinois?
FHA loan limits for Collinsville are based on Madison County limits. For 2024 the single family home limit is $498,257. These limits are set by the Federal Housing Administration and can change annually.
Do I need a special license to be an FHA loan specialist in Illinois?
Yes. In Illinois all mortgage loan originators must hold a valid license from the Illinois Department of Financial and Professional Regulation. They must also complete pre licensing education and pass a national and state specific exam.
Free • No Obligation
Compare FHA Loan Specialists
Get matched with agents in Collinsville who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Illinois.