Compare FHA Loan Specialists in Elmhurst, IL
Compare fha loan specialists in Elmhurst. Review contact information and insurance categorys before you decide.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Illinois before hiring.
Showing 18 fha loan specialists in Elmhurst, IL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a FHA Loan Specialist in Elmhurst Cost?
Typical costs for an FHA loan in Illinois include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual MIP of 0.55 to 0.85 percent. Closing costs generally range from 2 to 5 percent of the purchase price. Lender fees may vary between $500 and $1,500. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Elmhurst Illinois?
For 2025 FHA loan limits in DuPage County including Elmhurst are set at $498,257 for a single-family home. Limits are adjusted annually by the Department of Housing and Urban Development based on median home prices.
What credit score do I need for an FHA loan in Illinois?
You typically need a minimum credit score of 580 to qualify for the 3.5 percent down payment option. With a score between 500 and 579 you may still qualify but will need a 10 percent down payment. Illinois lenders may have their own overlays.