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Compare FHA Loan Specialists in Evanston, IL

Compare fha loan specialists in Evanston. Review contact information and insurance categorys before you decide.

4 agents listed
Updated May 2026
Evanston, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 4 fha loan specialists in Evanston, IL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Beth Lewis at CrossCountry Mortgage
909 Davis St Suite 500, Office 110, Evanston, IL 60201
8472749745
John Noyes at CrossCountry Mortgage
909 Davis St Suite 500, Office 110, Evanston, IL 60201
8722503623
Michael Waldman of Origin Point, NMLS #56164
909 Davis St Suite 500, Office 110, Evanston, IL 60201
3127197864
Corinne Guerra at Prosperity Home Mortgage - Evanston
2110 Central St, Evanston, IL 60201
3128028204

An FHA loan specialist in Evanston Illinois helps home buyers and homeowners navigate Federal Housing Administration loans. These loans are popular in Cook County for first-time buyers and those with lower credit scores. Illinois law requires all mortgage loan originators to be licensed through the Illinois Department of Financial and Professional Regulation.

What Does a FHA Loan Specialist in Evanston Cost?

Typical costs for an FHA loan in Illinois include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 to 0.85 percent. Closing costs in Evanston usually range from 3,000 to 6,000 dollars but vary by lender and loan size. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an FHA loan specialist in Evanston do?
An FHA loan specialist guides you through the FHA loan process from application to closing. They help with credit requirements, down payment options, and property eligibility. Specialists also ensure the loan meets Illinois and federal guidelines.
What are the FHA loan limits for Evanston Illinois?
For 2025, the FHA loan limit for a single-family home in Cook County including Evanston is 498,257 dollars. Higher limits apply for duplexes and larger properties. These limits change annually based on local median home prices.
How long does it take to get an FHA loan in Illinois?
The typical FHA loan process in Illinois takes 30 to 45 days from application to closing. Delays can occur if additional documentation is needed or if the property requires repairs. Illinois law requires a 3-day right of rescission after signing loan documents.