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Compare fha loan specialists in Godfrey. Review contact information and insurance categorys before you decide.
8 agents listed
Updated May 2026
Godfrey, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 8 fha loan specialists in Godfrey, IL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
The Kerpan Group @ Benchmark Mortgage - #YourMortgageCoach
6526 Godfrey Rd Ste 200, Godfrey, IL 62035
8664483874
Flat Branch Home Loans - Deb Higgins
2724 Grovelin St Ste A, Godfrey, IL 62035
6184675626
Homestead Financial Mortgage - Godfrey
3005 Godfrey Rd A, Godfrey, IL 62035
6189803860
Aaron Hicks - COUNTRY Financial Representative
3001 Godfrey Rd, Godfrey, IL 62035
6184662061
Matt Horn Homes
3049 Godfrey Rd, Godfrey, IL 62035
6185608201
Claywell Asset Management
5213 Mae Drive a, Godfrey, IL 62035
6184338881
Edward Jones - Financial Advisor: Dalton M Gray, CFP®
5775 Godfrey Rd Ste C, Godfrey, IL 62035
6189348150
Edward Jones - Financial Advisor: Greg Reinhardt
1360 D'Adrian Professional Park, Godfrey, IL 62035
6184676344
An FHA loan specialist in Godfrey, Illinois can guide you through the process of obtaining a Federal Housing Administration insured mortgage. These loans are popular for first time homebuyers and those with lower credit scores. Illinois law requires all mortgage loan originators to be licensed through the Illinois Department of Financial and Professional Regulation, and a local specialist understands the specific housing market in Godfrey and Madison County.
What Does a FHA Loan Specialist in Godfrey Cost?
Typical costs for an FHA loan specialist in Illinois include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual mortgage insurance premium that ranges from 0.45 to 1.05 percent depending on the loan term and down payment. Lender origination fees in Illinois usually range from 0.5 to 1.0 percent of the loan amount. Other costs like appraisal fees in Godfrey average $500 to $700. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist do in Godfrey Illinois?
An FHA loan specialist helps you determine if you qualify for an FHA loan, assists with the application process, and explains the specific requirements for Illinois borrowers. They also help you find a lender who offers FHA loans and can advise on down payment assistance programs available in Illinois.
What are the FHA loan limits for Godfrey Illinois in 2025?
For 2025, the FHA loan limit for a single family home in Madison County, Illinois is $524,225. This limit is set by the Department of Housing and Urban Development and applies to all FHA loans in the area. Higher limits may apply for multi unit properties.
What documents do I need for an FHA loan in Illinois?
You will need proof of income such as pay stubs and tax returns, bank statements, a valid photo ID, and your Social Security number. Illinois also requires a property appraisal by a FHA approved appraiser. Your specialist will give you a complete checklist based on your situation.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Illinois.