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Browse fha loan specialists serving Harvard, Illinois. Contact information and addresses listed below.
4 agents listed
Updated May 2026
Harvard, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 4 fha loan specialists in Harvard, IL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
The Harvard State Bank
35 N Ayer St, Harvard, IL 60033
8159434400
Harvard Community Credit Union
1200 S Division St, Harvard, IL 60033
8159436500
Edward Jones - Financial Advisor: Megan R Kirchner, AAMS®
100 S Ayer St unit D, Harvard, IL 60033
8157701028
Edward Jones - Financial Advisor: Eric N Thornburg, AAMS®|CRPC™
200 W Front St Suite D, Harvard, IL 60033
8159430721
An FHA loan specialist in Harvard Illinois can help you navigate the Federal Housing Administration loan process. Illinois law requires all mortgage loan originators to be licensed through the Illinois Department of Financial and Professional Regulation. These specialists assist with low down payment options and flexible credit requirements for homebuyers in McHenry County.
What Does a FHA Loan Specialist in Harvard Cost?
Typical costs for an FHA loan specialist in Illinois include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 to 0.85 percent. Lender origination fees range from 0.5 to 1.5 percent of the loan amount. Appraisal fees in the Harvard area are usually 400 to 700 dollars. Closing costs generally total 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Harvard Illinois?
FHA loan limits for Harvard Illinois follow the standard limits for McHenry County. As of 2025 the single family home limit is typically around $498,257. Limits may vary based on property type and local housing market data.
Do I need a specific credit score for an FHA loan in Illinois?
The minimum credit score for an FHA loan is typically 580 with a 3.5 percent down payment. Illinois lenders may have their own overlay requirements. A score between 500 and 579 may still qualify with a 10 percent down payment.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Illinois.