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Looking for a fha loan specialist in Lemont? Review the directory below to compare your options.
2 agents listed
Updated May 2026
Lemont, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 2 fha loan specialists in Lemont, IL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Universal Mortgage Partners Inc
39 Ruffled Feathers Dr, Lemont, IL 60439
6307938000
Chase Home Lending
1132 State St, Lemont, IL 60439
6309657960
An FHA loan specialist in Lemont Illinois can help you navigate the FHA loan process for purchasing or refinancing a home. Illinois law requires all mortgage loan originators to be licensed through the Illinois Department of Financial and Professional Regulation. Local specialists understand the Lemont housing market and can guide you through FHA requirements including minimum property standards.
What Does a FHA Loan Specialist in Lemont Cost?
Typical costs for an FHA loan in Illinois include an upfront mortgage insurance premium of 1.75 percent of the loan amount and annual mortgage insurance premiums of 0.45 to 1.05 percent. Closing costs usually range from 2 to 5 percent of the loan amount. Lender fees may vary between 500 and 1500 dollars. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Lemont do?
An FHA loan specialist helps borrowers understand FHA loan eligibility, credit requirements, and down payment options. They assist with the application process and ensure compliance with FHA guidelines and Illinois state regulations.
What are the credit score requirements for an FHA loan in Illinois?
FHA loans typically require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Illinois lenders may have additional overlays beyond FHA minimums.
Are there specific FHA loan limits for Lemont Illinois?
Yes FHA loan limits vary by county. For Cook County where Lemont is located the 2025 FHA loan limit for a single family home is 498257 dollars. Limits are higher for multi unit properties.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Illinois.