Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 9 fha loan specialists in Oswego, IL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Guild Mortgage - Cary Meyers
4583 IL-71, Oswego, IL 60543
6169152366
Guild Mortgage - Kurt Doy
4583 IL-71, Oswego, IL 60543
6304502513
Guild Mortgage - Ivonne Sanchez
4583 IL-71, Oswego, IL 60543
6309010755
Melissa Olson
4583 IL-71, Oswego, IL 60543
6303372990
Guild Mortgage - Dwayne Lopez
4583 IL-71, Oswego, IL 60543
6308009498
Chase Home Lending
2310 US-34, Oswego, IL 60543
6305546170
Sean Pauly
2677 Walter Payton Memorial Hwy, Oswego, IL 60543
8157911337
Christine Whisenant - Mortgage Loan Officer
1200 Douglas Rd, Oswego, IL 60543
6303856692
Guild Mortgage Company
4583 IL-71, Oswego, IL 60543
6306310035
What Does a FHA Loan Specialist in Oswego Cost?
Typical costs for an FHA loan in Illinois include an upfront mortgage insurance premium (UFMIP) of 1.75% of the loan amount and an annual MIP of 0.45% to 1.05% depending on loan term and down payment. Closing costs generally range from 2% to 5% of the purchase price, which can include appraisal fees, title insurance, and lender fees. These costs vary by lender and property. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Oswego do?
An FHA loan specialist helps you understand FHA loan requirements, pre-qualify for a loan, and submit your application. They also advise on down payment assistance programs available in Illinois, such as the Illinois Housing Development Authority (IHDA) grants.
What are the FHA loan limits for Oswego Illinois?
For 2024 the FHA loan limit for a single-family home in Kendall County is $498,257. This limit is set by the Department of Housing and Urban Development and may change annually.
How long does an FHA loan closing take in Illinois?
A typical FHA loan closing in Illinois takes 30 to 45 days from application to closing. Delays can occur if the property needs repairs required by the FHA appraisal or if your credit documentation is incomplete.