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Looking for a fha loan specialist in Rock Island? Review the directory below to compare your options.
7 agents listed
Updated May 2026
Rock Island, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 7 fha loan specialists in Rock Island, IL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Cissi Leinonen - Rate Mortgage
3514 46th Ave, Rock Island, IL 61201
3099122507
Tower Loan
4657 44th St, Rock Island, IL 61201
3096444987
loanDepot
100 19th St #103, Rock Island, IL 61201
3092409750
The Wild Group at Rate
3514 46th Ave Suite 1, Rock Island, IL 61201
3097816274
US Bank Mortgage
230 18th St, Rock Island, IL 61201
8008722657
Rate
3514 46th Ave Suite 1, Rock Island, IL 61201
3097402503
U.S. Bank-Thomas Doty-Mortgage Loan Officer
230 18th St, Rock Island, IL 61201
5633441412
FHA loan specialists in Rock Island Illinois help buyers qualify for government backed mortgages with lower down payments. Illinois law requires all mortgage loan originators to be licensed through the Illinois Department of Financial and Professional Regulation. These specialists guide clients through FHA guidelines and local market conditions in the Quad Cities area.
What Does a FHA Loan Specialist in Rock Island Cost?
Typical costs for FHA loan specialist services in Illinois include an origination fee of 1 percent of the loan amount and a mortgage insurance premium of 1.75 percent upfront plus 0.55 percent annually. Closing costs in Rock Island range from 2 to 5 percent of the purchase price. These fees vary by lender and loan size. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist do in Rock Island?
An FHA loan specialist helps borrowers understand FHA loan requirements and assists with the application process. They review credit scores, debt to income ratios, and property eligibility for Rock Island homes. Specialists also ensure compliance with Illinois lending laws and FHA standards.
What are the FHA loan limits for Rock Island Illinois?
For 2025 the FHA loan limit for a single family home in Rock Island County is $498,257. Higher limits apply for multi unit properties. These limits are set by the U.S. Department of Housing and Urban Development and may change annually.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Illinois.