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Compare fha loan specialists in Wilmette. Review contact information and insurance categorys before you decide.
6 agents listed
Updated May 2026
Wilmette, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 6 fha loan specialists in Wilmette, IL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Michael Bencks NMLS #1202417 Neighborhood Loans, Inc
101 Green Bay Rd, Wilmette, IL 60091
7739602278
DIMENSION MORTGAGE CORP
1000 Skokie Blvd #570, Wilmette, IL 60091
8472356280
Ryan Peschke @ Neighborhood Loans (MORTGAGE)
101 Green Bay Rd, Wilmette, IL 60091
7736782062
Daniel Chookaszian - Chase Home Lending Advisor - NMLS ID 227832
1200 Central Ave, Wilmette, IL 60091
8478532803
Adam Nesva - Chase Home Lending Advisor - NMLS ID 427091
1200 Central Ave, Wilmette, IL 60091
8472561903
Neighborhood Loans Wilmette
101 Green Bay Rd, Wilmette, IL 60091
6302464777
An FHA loan specialist in Wilmette, Illinois can help you navigate the Federal Housing Administration loan process. These loans are popular in the Chicago area due to lower down payment requirements and flexible credit guidelines. Illinois law requires all mortgage loan originators to be licensed through the Illinois Department of Financial and Professional Regulation.
What Does a FHA Loan Specialist in Wilmette Cost?
Typical costs for an FHA loan in Illinois include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual mortgage insurance premium of 0.55 to 0.85 percent. Closing costs in Wilmette generally range from 2 to 5 percent of the purchase price. These costs vary by lender and loan amount. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Wilmette do?
An FHA loan specialist helps borrowers understand FHA loan requirements, pre-qualify for a mortgage, and complete the application process. They also guide clients through property appraisal and closing procedures specific to Illinois.
What are the FHA loan limits for Wilmette Illinois?
For 2024, the FHA loan limit for a single-family home in Cook County, which includes Wilmette, is $498,257. Higher limits apply for duplexes, triplexes, and four-unit properties.
Do I need a certain credit score for an FHA loan in Illinois?
FHA loans typically require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Each lender may have additional requirements.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Illinois.