Find FHA Loan Specialists in Bridgewater, MA
Looking for a fha loan specialist in Bridgewater? Review the directory below to compare your options.
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State Mortgage Licensing Authority of Massachusetts before hiring.
Showing 4 fha loan specialists in Bridgewater, MA
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An FHA loan specialist in Bridgewater Massachusetts helps homebuyers navigate FHA insured mortgages. These loans are popular for first time buyers and those with lower credit scores. Massachusetts law requires all FHA loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS).
What Does a FHA Loan Specialist in Bridgewater Cost?
Typical costs for an FHA loan specialist in Massachusetts include an origination fee of 1% to 1.5% of the loan amount. Closing costs usually range from 3% to 5% of the purchase price. The upfront mortgage insurance premium (UFMIP) is 1.75% of the loan amount. Annual mortgage insurance premiums are 0.55% to 0.85%. These costs vary by lender and loan size. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Bridgewater do?
An FHA loan specialist guides you through the FHA loan process from application to closing. They help you understand FHA requirements such as minimum down payment and property condition standards. They also ensure compliance with Massachusetts specific lending laws.
What are the FHA loan limits for Bridgewater Massachusetts?
For 2025 the FHA loan limit for a single family home in Plymouth County including Bridgewater is $524,225. Higher limits apply for multi unit properties. These limits are set by the Department of Housing and Urban Development and can change annually.
Do I need a special license to work with an FHA loan specialist in Massachusetts?
Yes. All mortgage loan originators in Massachusetts must hold a valid license from the Division of Banks. They must also pass a criminal background check and complete annual continuing education. You can verify a specialist license on the NMLS Consumer Access website.