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Find FHA Loan Specialists Near You in Portsmouth, NH
Directory of fha loan specialists in Portsmouth, New Hampshire. Verify credentials with the state mortgage licensing authority before hiring.
20 agents listed
Updated May 2026
Portsmouth, NH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Hampshire before hiring.
Showing 20 fha loan specialists in Portsmouth, NH
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
X5 Home Loans
300 Constitution Ave Unit 202, Portsmouth, NH 03801
6035652797
AJ Lane
40 Congress Street, Portsmouth, NH 03801
6034986803
Fairway Home Mortgage: Tom Kressler, Loan Officer
155 Fleet St Office #313, Portsmouth, NH 03801
6039696976
Justin Perry - Loan Depot Mortgage NMLS# 28231 Mortgage Lender
1 New Hampshire Ave Suite 125, Portsmouth, NH 03801
6036687600
Guild Mortgage - Marleen Paquette
1 New Hampshire Ave Suite 125, Portsmouth, NH 03801
6033105351
PrimeLending, A PlainsCapital Company - Seacoast
1 New Hampshire Ave Suite 205, Portsmouth, NH 03801
6035700948
Liz (Going) Urrutia, NMLS#1818156, PrimeLending
1 New Hampshire Ave Suite 205, Portsmouth, NH 03801
5184290638
Jasmine Talon
40 Congress Street, Portsmouth, NH 03801
6033230686
Jeremy Allen Team at Fairway Independent Mortgage
300 Constitution Ave Suite 203, Portsmouth, NH 03801
6038176463
Guild Mortgage - Lisa Capicchioni
1 New Hampshire Ave Suite 125, Portsmouth, NH 03801
6038607998
New England Regional Mortgage Corporation
170 Commerce Way #200, Portsmouth, NH 03801
8006574216
Guild Mortgage - Stephanie Welsh
1 New Hampshire Ave Suite 125, Office 4 And 13, Portsmouth, NH 03801
6035123877
Guild Mortgage - David Johnson
1 New Hampshire Ave Suite 125, Portsmouth, NH 03801
6033105311
Guild Mortgage - James Nigro
1 New Hampshire Ave Suite 125, Office 4 And 13, Portsmouth, NH 03801
9783605411
Guild Mortgage Company
1 New Hampshire Ave Suite 125, Office 4 And 13, Portsmouth, NH 03801
6033105335
An FHA loan specialist in Portsmouth, New Hampshire helps home buyers and homeowners navigate Federal Housing Administration insured loans. New Hampshire law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System. Portsmouth borrowers often work with specialists who understand local property values and the Seacoast real estate market.
What Does a FHA Loan Specialist in Portsmouth Cost?
Typical costs for FHA loan specialist services in New Hampshire include an origination fee of 1 percent of the loan amount and an upfront mortgage insurance premium of 1.75 percent of the loan. Annual mortgage insurance premiums range from 0.45 to 1.05 percent of the loan balance. Additional costs may include appraisal fees around $500 to $700 and credit report fees of $30 to $50. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist do in Portsmouth?
An FHA loan specialist guides borrowers through the FHA loan process, including pre-approval, documentation, and closing. They explain FHA requirements such as minimum down payment and property condition standards. Specialists also help Portsmouth residents find lenders who offer FHA loans.
What are the FHA loan limits for Portsmouth New Hampshire?
For 2024 the FHA loan limit for a single-family home in Rockingham County is typically around $498,257. Limits vary by property type and are updated annually by the Department of Housing and Urban Development. A specialist can confirm the exact limit for your situation.
Do I need a special license to originate FHA loans in New Hampshire?
Yes, all mortgage loan originators in New Hampshire must hold a valid license through the Nationwide Multistate Licensing System. The New Hampshire Banking Department oversees licensing and requires continuing education. FHA loan specialists must also meet federal requirements under the Secure and Fair Enforcement for Mortgage Licensing Act.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Hampshire.