FHA Loan Specialists in Edmond, OK
Directory of fha loan specialists in Edmond, Oklahoma. Verify credentials with the state state mortgage licensing authority before hiring.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Oklahoma before hiring.
Showing 20 fha loan specialists in Edmond, OK
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a FHA Loan Specialist in Edmond Cost?
Typical costs for an FHA loan specialist in Oklahoma include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 percent to 0.85 percent depending on loan term and down payment. Closing costs in Edmond usually range from 2 to 5 percent of the purchase price. These costs vary by lender and loan amount. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Edmond Oklahoma?
For 2025 the FHA loan limit for a single family home in Oklahoma County which includes Edmond is $498,257. Limits may be higher for multi unit properties. Check the HUD website for the most current limits.
What credit score is needed for an FHA loan in Edmond?
The minimum credit score for an FHA loan is 580 with a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Lenders may have additional requirements.
Are FHA loans assumable in Oklahoma?
Yes FHA loans are assumable by a qualified buyer. This can be an advantage if interest rates rise. The buyer must meet FHA credit and income requirements and the lender must approve the assumption.