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Compare FHA Loan Specialists in East Petersburg, PA
Looking for a fha loan specialist in East Petersburg? Review the directory below to compare your options.
2 agents listed
Updated May 2026
East Petersburg, PA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Pennsylvania before hiring.
Showing 2 fha loan specialists in East Petersburg, PA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
ALCOVA Mortgage | Lancaster, PA
5139 Main St Ste. 124, East Petersburg, PA 17520
7175170548
Nick Pray at Rate (NMLS #1772055)
2027 Miller Rd, East Petersburg, PA 17520
8782133231
An FHA loan specialist in East Petersburg, Pennsylvania can guide you through the process of securing a government-backed mortgage. Pennsylvania law requires all mortgage loan originators to be licensed through the Pennsylvania Department of Banking and Securities. Local specialists understand the specific property value trends in Lancaster County and can help you meet FHA minimum property standards.
What Does a FHA Loan Specialist in East Petersburg Cost?
Typical costs for an FHA loan specialist in Pennsylvania include an origination fee of 0.5% to 1.0% of the loan amount, plus an upfront mortgage insurance premium of 1.75% of the base loan amount. Annual mortgage insurance premiums range from 0.45% to 1.05% depending on loan term and down payment. Additional costs may include appraisal fees of $400 to $700 and credit report fees of $30 to $50. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in East Petersburg do?
An FHA loan specialist helps you prepare and submit a Federal Housing Administration insured mortgage application. They review your credit history, income, and debt ratios to ensure you meet FHA guidelines. They also coordinate with appraisers and underwriters to process your loan.
What are the FHA loan limits for East Petersburg Pennsylvania?
For 2024, the FHA loan limit for a single family home in Lancaster County, including East Petersburg, is $498,257 for a standard loan. Higher limits may apply for multi unit properties. These limits are set by the U.S. Department of Housing and Urban Development and can change annually.
Do I need a special license to be an FHA loan specialist in Pennsylvania?
Yes. All mortgage loan originators in Pennsylvania must hold a valid license through the Nationwide Multistate Licensing System and Registry. They must also complete continuing education requirements each year as mandated by Pennsylvania state law.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Pennsylvania.