Find FHA Loan Specialists Near You in Hershey, PA
Looking for a fha loan specialist in Hershey? Review the directory below to compare your options.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Pennsylvania before hiring.
Showing 10 fha loan specialists in Hershey, PA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a FHA Loan Specialist in Hershey Cost?
Typical costs for an FHA loan in Pennsylvania include an upfront mortgage insurance premium (UFMIP) of 1.75 percent of the loan amount, which can be financed into the loan. Annual mortgage insurance premiums (MIP) range from 0.45 to 1.05 percent of the loan balance, depending on loan term and loan-to-value ratio. Closing costs in Hershey generally range from 2 to 5 percent of the purchase price, including appraisal fees (around $500 to $700), title insurance, and recording fees. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the minimum credit score requirements for an FHA loan in Hershey?
The standard FHA minimum credit score is 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may still qualify but must put down at least 10 percent. Pennsylvania does not have additional state credit score requirements beyond FHA guidelines.
Are there Pennsylvania-specific limits on FHA loan amounts in Hershey?
Yes, FHA loan limits vary by county. For Dauphin County, which includes Hershey, the 2025 FHA loan limit for a single-family home is $498,257 for high-cost areas. These limits are set by the Federal Housing Administration and updated annually.
What documents do I need to apply for an FHA loan in Pennsylvania?
You typically need pay stubs from the last 30 days, two years of W-2 forms, federal tax returns, bank statements for the last two months, and a valid government ID. Pennsylvania also requires proof of homeowners insurance and a property appraisal by an FHA-approved appraiser.