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Find FHA Loan Specialists in Irwin, PA

Looking for a fha loan specialist in Irwin? Review the directory below to compare your options.

3 agents listed
Updated June 2026
Irwin, PA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Pennsylvania before hiring.
Showing 3 fha loan specialists in Irwin, PA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mariner Finance
9345 US-30, Irwin, PA 15642
(412) 754-0225 locations.marinerfinance.com
Allied Mortgage Group
1001 Old Rte 30, Irwin, PA 15642
(724) 861-8001 irwin.alliedmg.com
Chase Home Lending
9399 US-30, Irwin, PA 15642
(414) 203-0148 homelendingadvisor.chase.com

An FHA loan specialist in Irwin, Pennsylvania can help you navigate the Federal Housing Administration loan process. Pennsylvania law requires all mortgage loan originators to be licensed through the Pennsylvania Department of Banking and Securities. Local specialists understand the specific property appraisal and inspection standards for homes in the Irwin area.

What Does a FHA Loan Specialist in Irwin Cost?

Typical costs for an FHA loan specialist in Pennsylvania include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual mortgage insurance premium of 0.55 to 0.85 percent. Closing costs usually range from 2 to 5 percent of the purchase price. These costs vary based on loan size, credit score, and lender fees. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the FHA loan limits for Irwin Pennsylvania?
For 2025, the FHA loan limit for a single-family home in Westmoreland County is $498,257. This limit applies to most areas in Pennsylvania and is set by the Department of Housing and Urban Development.
Do I need a specific down payment for an FHA loan in Pennsylvania?
FHA loans require a minimum down payment of 3.5 percent if your credit score is 580 or higher. If your score is between 500 and 579, you need a 10 percent down payment. Pennsylvania does not have state-specific down payment rules beyond FHA guidelines.
What property requirements apply to FHA loans in Irwin?
The property must meet FHA minimum property standards for safety and soundness. In Pennsylvania, the appraisal also checks for lead-based paint hazards in homes built before 1978. The home must be your primary residence.

FHA Loan Specialists in Other Pennsylvania Cities

Allentown · Ambler · Ardmore · Bala Cynwyd · Beaver Falls · Bellefonte · Bensalem · Bethlehem · Blue Bell · Bristol · Bryn Mawr · Butler · Camp Hill · Canonsburg · Carlisle

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Legal Notice BeforeMortgageUSA.com is not a law firm, mortgage referral service, or legal advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state state mortgage licensing authority association before hiring.

About Our Listings

Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the State Mortgage Licensing Authority of Pennsylvania.

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