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Find FHA Loan Specialists Near You in Jamison, PA

Looking for a fha loan specialist in Jamison? Review the directory below to compare your options.

2 agents listed
Updated June 2026
Jamison, PA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Pennsylvania before hiring.
Showing 2 fha loan specialists in Jamison, PA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Spectrum Mortgage Company, Inc.
1935 St Andrews Ct, Jamison, PA 18929
(215) 343-3505 loansbyspectrummortgage.com
County Mortgage Services LLC
2701 York Rd # 1, Jamison, PA 18929
(267) 927-0182 countymortgageinc.com

An FHA loan specialist in Jamison, Pennsylvania helps homebuyers navigate Federal Housing Administration loans, which are popular for their lower down payment requirements. In Pennsylvania, FHA loans must comply with state-specific property standards and closing procedures, including the Pennsylvania Real Estate Settlement Procedures Act. These specialists guide clients through pre-approval, documentation, and local lender requirements specific to Bucks County.

What Does a FHA Loan Specialist in Jamison Cost?

Typical costs for an FHA loan specialist in Pennsylvania range from 1 to 2 percent of the loan amount as a origination fee, though some specialists charge a flat fee between $1,000 and $3,000. Additional costs include the upfront mortgage insurance premium of 1.75 percent and appraisal fees of $400 to $700. Closing costs in Pennsylvania average 2 to 5 percent of the purchase price. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What credit score is needed for an FHA loan in Jamison PA?
The minimum credit score for an FHA loan is typically 580 with a 3.5 percent down payment. Some lenders may accept scores as low as 500 with a 10 percent down payment. Pennsylvania law does not set a higher minimum, but individual lenders may have overlays.
Are there Pennsylvania-specific limits for FHA loans in Jamison?
Yes, FHA loan limits vary by county. For Bucks County in 2024, the FHA loan limit for a single-family home is $498,257. This limit is set by the Department of Housing and Urban Development and is adjusted annually based on median home prices.
Do FHA loans require mortgage insurance in Pennsylvania?
Yes, all FHA loans require an upfront mortgage insurance premium of 1.75 percent of the loan amount. Annual mortgage insurance premiums also apply, typically 0.55 percent to 0.85 percent of the loan balance, depending on the loan term and down payment.

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