ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Looking for a fha loan specialist in Kennett Square? Review the directory below to compare your options.
8 agents listed
Updated May 2026
Kennett Square, PA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Pennsylvania before hiring.
Showing 8 fha loan specialists in Kennett Square, PA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Delaware Valley Financial Mortgage
402 Bayard Rd, Kennett Square, PA 19348
6109325444
Staci Rubin - Customized Lending Solutions
312 W State St #209, Kennett Square, PA 19348
2678081299
Whitecap Mortgage LLC
119 E Linden St, Kennett Square, PA 19348
4846567773
Brandywine Lending, Inc.
Anvil Dr, Kennett Square, PA 19348
4847708646
Rapid Mortgage Company
500 Orchard Ave, Kennett Square, PA 19348
6103884440
Truist
920 W Cypress St, Kennett Square, PA 19348
6104448526
Keshon's Your Guy
402 Bayard Rd, Kennett Square, PA 19348
7173441357
PNC Mortgage
883 E Baltimore Pike, Kennett Square, PA 19348
6104447980
FHA loan specialists in Kennett Square, Pennsylvania help homebuyers secure government-backed mortgages with lower down payments. Pennsylvania law requires FHA lenders to be licensed and follow state mortgage regulations. Local specialists understand the Chester County housing market and can guide you through the FHA approval process.
What Does a FHA Loan Specialist in Kennett Square Cost?
FHA loan specialist fees in Pennsylvania typically range from 1 percent to 2 percent of the loan amount. Upfront mortgage insurance premium is 1.75 percent of the loan, and annual MIP ranges from 0.45 percent to 1.05 percent. Closing costs in Chester County average 3 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Kennett Square Pennsylvania?
For 2025, the FHA loan limit for a single-family home in Chester County is $498,257. This limit is set by the Department of Housing and Urban Development and may change annually.
What credit score is needed for an FHA loan in Pennsylvania?
FHA loans typically require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment.
Are there Pennsylvania-specific FHA loan requirements?
Pennsylvania does not have state-specific FHA rules, but all FHA loans must meet HUD guidelines. Pennsylvania law requires lenders to provide a Good Faith Estimate and follow state usury limits.
Free • No Obligation
Compare FHA Loan Specialists
Get matched with agents in Kennett Square who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Pennsylvania.