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Find FHA Loan Specialists in Kennett Square, PA

Directory of fha loan specialists in Kennett Square, Pennsylvania. Verify credentials with the state state mortgage licensing authority before hiring.

8 agents listed
Updated June 2026
Kennett Square, PA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Pennsylvania before hiring.
Showing 8 fha loan specialists in Kennett Square, PA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Delaware Valley Financial Mortgage
402 Bayard Rd, Kennett Square, PA 19348
(610) 932-5444 delvalmort.com
Staci Rubin - Customized Lending Solutions
312 W State St #209, Kennett Square, PA 19348
(267) 808-1299 stacirubin.com
Whitecap Mortgage LLC
119 E Linden St, Kennett Square, PA 19348
(484) 656-7773 whitecapmortgage.com
Brandywine Lending, Inc.
Anvil Dr, Kennett Square, PA 19348
(484) 770-8646 brandywinelending.com
Rapid Mortgage Company
500 Orchard Ave, Kennett Square, PA 19348
(610) 388-4440 rapidmortgagecompany.com
Truist
920 W Cypress St, Kennett Square, PA 19348
(610) 444-8526 truist.com
Keshon's Your Guy
402 Bayard Rd, Kennett Square, PA 19348
(717) 344-1357 delvalapplication.my1003app.com
PNC Mortgage
883 E Baltimore Pike, Kennett Square, PA 19348
(610) 444-7980 pnc.com

FHA loan specialists in Kennett Square, Pennsylvania help homebuyers secure government-backed mortgages with lower down payments. Pennsylvania law requires FHA lenders to be licensed and follow state mortgage regulations. Local specialists understand the Chester County housing market and can guide you through the FHA approval process.

What Does a FHA Loan Specialist in Kennett Square Cost?

FHA loan specialist fees in Pennsylvania typically range from 1 percent to 2 percent of the loan amount. Upfront mortgage insurance premium is 1.75 percent of the loan, and annual MIP ranges from 0.45 percent to 1.05 percent. Closing costs in Chester County average 3 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the FHA loan limits for Kennett Square Pennsylvania?
For 2025, the FHA loan limit for a single-family home in Chester County is $498,257. This limit is set by the Department of Housing and Urban Development and may change annually.
What credit score is needed for an FHA loan in Pennsylvania?
FHA loans typically require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment.
Are there Pennsylvania-specific FHA loan requirements?
Pennsylvania does not have state-specific FHA rules, but all FHA loans must meet HUD guidelines. Pennsylvania law requires lenders to provide a Good Faith Estimate and follow state usury limits.

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