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Looking for a fha loan specialist in Lancaster? Review the directory below to compare your options.
20 agents listed
Updated May 2026
Lancaster, PA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Pennsylvania before hiring.
Showing 20 fha loan specialists in Lancaster, PA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Fidelis Mortgage Corporation
1205 E King St, Lancaster, PA 17602
7172830900
HomeSale Mortgage, LLC
131 Centerville Rd, Lancaster, PA 17603
7172869936
Fairway Independent Mortgage Corporation
800 New Holland Pike Suite 301-302, Rear, 2nd, Lancaster, PA 17602
7174319299
Dan Ranck Loan Officer with HomeSale Mortgage
150 N Pointe Blvd, Lancaster, PA 17601
7172712400
Mark Pontz - NMLS #33151
930 Red Rose Ct #200D, Lancaster, PA 17601
7174754444
New American Funding - Lancaster, PA
160 N Pointe Blvd # 205, Lancaster, PA 17601
7174814070
Ideal Mortgage Group - a Division of EMM Loans LLC
FHA loan specialists in Lancaster Pennsylvania help homebuyers navigate government-backed mortgages with lower down payments and flexible credit requirements. Pennsylvania law requires all mortgage loan originators to be licensed through the Pennsylvania Department of Banking and Securities. Local specialists understand Lancaster County housing market trends and can guide you through FHA appraisal and underwriting processes specific to this area.
What Does a FHA Loan Specialist in Lancaster Cost?
Typical costs for FHA loan services in Pennsylvania include an upfront mortgage insurance premium of 1.75 percent of the loan amount and annual mortgage insurance premiums ranging from 0.45 to 1.05 percent. Lender origination fees usually range from 0.5 to 1.5 percent of the loan amount. Appraisal fees in Lancaster County average $500 to $700. Closing costs typically total 3 to 5 percent of the purchase price. This information is general and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan requirements in Lancaster Pennsylvania?
FHA loans in Lancaster require a minimum 3.5 percent down payment for borrowers with a credit score of 580 or higher. The property must meet FHA minimum property standards and be your primary residence. Pennsylvania law also requires a home inspection disclosure before closing.
How do I find a qualified FHA loan specialist in Lancaster?
You can search the Nationwide Mortgage Licensing System database for licensed mortgage loan originators in Pennsylvania. Look for specialists who have experience with FHA loans and are familiar with Lancaster County property values. Verify their license status through the Pennsylvania Department of Banking and Securities.
What is the FHA loan limit for Lancaster County in 2025?
For 2025 the FHA loan limit for Lancaster County is set at the standard national limit of $498,257 for a single-family home. Higher limits may apply for duplex triplex and four-unit properties. These limits are updated annually by the Department of Housing and Urban Development.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Pennsylvania.