Find FHA Loan Specialists Near You in Lancaster, PA
Browse fha loan specialists serving Lancaster, Pennsylvania. Contact information and addresses listed below.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Pennsylvania before hiring.
Showing 20 fha loan specialists in Lancaster, PA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a FHA Loan Specialist in Lancaster Cost?
Typical costs for FHA loan services in Pennsylvania include an upfront mortgage insurance premium of 1.75 percent of the loan amount and annual mortgage insurance premiums ranging from 0.45 to 1.05 percent. Lender origination fees usually range from 0.5 to 1.5 percent of the loan amount. Appraisal fees in Lancaster County average $500 to $700. Closing costs typically total 3 to 5 percent of the purchase price. This information is general and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan requirements in Lancaster Pennsylvania?
FHA loans in Lancaster require a minimum 3.5 percent down payment for borrowers with a credit score of 580 or higher. The property must meet FHA minimum property standards and be your primary residence. Pennsylvania law also requires a home inspection disclosure before closing.
How do I find a qualified FHA loan specialist in Lancaster?
You can search the Nationwide Mortgage Licensing System database for licensed mortgage loan originators in Pennsylvania. Look for specialists who have experience with FHA loans and are familiar with Lancaster County property values. Verify their license status through the Pennsylvania Department of Banking and Securities.
What is the FHA loan limit for Lancaster County in 2025?
For 2025 the FHA loan limit for Lancaster County is set at the standard national limit of $498,257 for a single-family home. Higher limits may apply for duplex triplex and four-unit properties. These limits are updated annually by the Department of Housing and Urban Development.