Find FHA Loan Specialists Near You in Latrobe, PA
Compare fha loan specialists in Latrobe. Review contact information and insurance categorys before you decide.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Pennsylvania before hiring.
Showing 5 fha loan specialists in Latrobe, PA
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What Does a FHA Loan Specialist in Latrobe Cost?
Typical costs for an FHA loan in Pennsylvania include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual mortgage insurance premium of 0.55 to 0.85 percent. Closing costs in Latrobe generally range from 2 to 5 percent of the purchase price. Lender fees, appraisal fees, and title insurance add to the total. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Latrobe, Pennsylvania?
FHA loan limits for Latrobe follow Westmoreland County limits, which for 2025 are typically around $498,257 for a single-family home. These limits are set by the Department of Housing and Urban Development and may change annually.
Do I need a specific credit score for an FHA loan in Pennsylvania?
The minimum credit score for an FHA loan is 580 with a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Pennsylvania lenders may have additional overlays.
Are there Pennsylvania-specific requirements for FHA loans?
Yes. Pennsylvania requires all FHA loan applicants to complete a homebuyer education course from a HUD-approved agency. Additionally, Pennsylvania has specific property tax and insurance escrow rules that must be followed.