Find FHA Loan Specialists in State College, PA
Looking for a fha loan specialist in State College? Review the directory below to compare your options.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Pennsylvania before hiring.
Showing 18 fha loan specialists in State College, PA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a FHA Loan Specialist in State College Cost?
Typical costs for an FHA loan in Pennsylvania include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 percent to 0.85 percent. Closing costs in State College usually range from 2 percent to 5 percent of the purchase price. Lender fees vary by institution. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in State College do?
An FHA loan specialist helps borrowers understand FHA loan requirements, pre-qualify for a mortgage, and complete the application process. They guide you through Pennsylvania-specific rules, such as property condition standards and local appraisal requirements.
What are the FHA loan limits for State College Pennsylvania?
For 2024, the FHA loan limit for a single-family home in Centre County is $498,257. This limit is set by the Department of Housing and Urban Development and applies to most areas in Pennsylvania. Higher limits may apply for multi-unit properties.