Find FHA Loan Specialists in White Haven, PA
Directory of fha loan specialists in White Haven, Pennsylvania. Verify credentials with the state state mortgage licensing authority before hiring.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Pennsylvania before hiring.
Showing 3 fha loan specialists in White Haven, PA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a FHA Loan Specialist in White Haven Cost?
FHA loan specialist fees in Pennsylvania typically range from 0.5 to 1.5 percent of the loan amount, though some specialists charge a flat fee between $500 and $1,500. You will also pay an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual mortgage insurance premium of 0.45 to 1.05 percent. These costs vary based on your loan size, credit profile, and the specific lender. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist do in White Haven?
An FHA loan specialist reviews your financial situation, helps you qualify for an FHA loan, and guides you through the application process. They also ensure the property meets FHA minimum property standards required in Pennsylvania.
What are the credit score requirements for an FHA loan in Pennsylvania?
For an FHA loan in Pennsylvania, the minimum credit score is typically 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may still qualify but usually need a 10 percent down payment.
Are there specific FHA loan limits for White Haven Pennsylvania?
Yes, FHA loan limits vary by county. For Luzerne County, which includes White Haven, the 2025 standard loan limit for a single family home is typically around $498,257. Higher limits apply for multi unit properties.