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Directory of fha loan specialists in Whitehall Township, Pennsylvania. Verify credentials with the state mortgage licensing authority before hiring.
3 agents listed
Updated May 2026
Whitehall Township, PA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Pennsylvania before hiring.
Showing 3 fha loan specialists in Whitehall Township, PA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage America, Inc.
1425 Grape St, Whitehall Township, PA 18052
6104398000
Jeff Kraus, NMLS #128571
1425 Grape St #2, Whitehall Township, PA 18052
6102127407
Tayler Fitch - Mortgage America NMLS #805230
1425 Grape St #2, Whitehall Township, PA 18052
4846955458
FHA loan specialists in Whitehall Township help homebuyers navigate Federal Housing Administration loans which require lower down payments than conventional mortgages. In Pennsylvania FHA loans must meet state specific property standards and appraisal rules. These specialists guide borrowers through the application process and ensure compliance with Pennsylvania Department of Banking and Securities regulations.
What Does a FHA Loan Specialist in Whitehall Township Cost?
Typical costs for an FHA loan specialist in Pennsylvania range from 500 to 1500 dollars for services such as pre approval processing and document review. Borrowers also pay FHA upfront mortgage insurance premium of 1.75 percent of the loan amount and annual mortgage insurance premiums. Additional costs include appraisal fees around 500 dollars and credit report fees of 30 to 50 dollars. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Whitehall Township Pennsylvania?
FHA loan limits for Lehigh County where Whitehall Township is located are set annually by HUD. For 2024 the single family home limit is $498,257. These limits apply to all FHA loans in the county.
What credit score is needed for an FHA loan in Pennsylvania?
FHA loans typically require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Pennsylvania lenders may have their own overlays above these minimums.
Are there Pennsylvania specific requirements for FHA loan closing costs?
Pennsylvania law allows FHA borrowers to pay certain closing costs including appraisal fees and title insurance. Sellers can contribute up to 6 percent of the purchase price toward closing costs. All fees must be disclosed on the Loan Estimate form.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Pennsylvania.