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Find FHA Loan Specialists in Payson, UT

Compare fha loan specialists in Payson. Review contact information and insurance categorys before you decide.

3 agents listed
Updated June 2026
Payson, UT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Utah before hiring.
Showing 3 fha loan specialists in Payson, UT Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Team USA Mortgage
1675 W 200 S, Payson, UT 84651
(801) 885-9679 teamusa.mortgage
Innovative Mortgage Alliance LLC - Payson Branch
764 E 100 N, Payson, UT 84651
(801) 787-1232
US Bank Mortgage
632 S 100 W, Payson, UT 84651
(801) 465-8275 usbank.com

What Does a FHA Loan Specialist in Payson Cost?

Typical costs for an FHA loan in Utah include an upfront mortgage insurance premium (UFMIP) of 1.75 percent of the loan amount, plus an annual mortgage insurance premium (MIP) ranging from 0.45 to 1.05 percent depending on loan term and down payment. Closing costs in Payson generally range from 2 to 5 percent of the purchase price, including appraisal fees (around $500 to $700), title insurance, and lender fees. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the FHA loan limits for Payson, Utah?
For 2025, FHA loan limits in Utah County including Payson are $498,257 for a single-family home. Higher limits apply for duplexes, triplexes, and fourplexes. These limits are set by the Department of Housing and Urban Development (HUD) and may change annually.
What credit score do I need for an FHA loan in Payson?
FHA loans require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Utah lenders may have overlays requiring higher scores, so check with a specialist.

FHA Loan Specialists in Other Utah Cities

Alpine · American Fork · Bountiful · Brigham City · Cedar City · Centerville · Clearfield · Cottonwood Heights · Draper · Eagle Mountain · Farmington · Grantsville · Herriman · Holladay · Hurricane

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About Our Listings

Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the State Mortgage Licensing Authority of Utah.

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