Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Utah before hiring.
Showing 16 fha loan specialists in Pleasant Grove, UT
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Simplify Home Loans
1333 S Valley Grove Way Suite 275, Pleasant Grove, UT 84062
8886901744
Erin Hendricks | Intercap Lending, Inc.
365 S Garden Grove Ln Suite 130, Pleasant Grove, UT 84062
8016360111
Creekside Mortgage
1982 W Pleasant Grove Blvd Ste H, Pleasant Grove, UT 84062
8014924900
First Colony Mortgage Pleasant Grove Corporate Office
2100 W Pleasant Grove Blvd Suite 100, Pleasant Grove, UT 84062
8017680968
James Sly - UT Home Loan Guy
1016 N 1020 E, Pleasant Grove, UT 84062
8019793442
Paul Eriksson at CrossCountry Mortgage
365 S Garden Grove Ln, Pleasant Grove, UT 84062
8013586468
Dave Kent & the Dream Team at Integrity First Lending.
365 S Garden Grove Ln, Pleasant Grove, UT 84062
8014277473
Intercap Lending | Pleasant Grove Branch
365 S Garden Grove Ln Suite 130, Pleasant Grove, UT 84062
8012211581
Carlos Diaz | Intercap Lending
365 S Garden Grove Ln Suite 130, Pleasant Grove, UT 84062
8018228119
Randall Hood | Intercap Lending, Inc.
365 S Garden Grove Ln Suite 130, Pleasant Grove, UT 84062
8016361988
Augusta Lending LLC
852 S Main St, Pleasant Grove, UT 84062
8014041814
Jessica Phair | Intercap Lending, Inc.
365 S Garden Grove Ln Suite 130, Pleasant Grove, UT 84062
8013696746
Dan Harding - Intercap Lending
365 S Garden Grove Ln Suite 130, Pleasant Grove, UT 84062
8017189131
Emily Magill - Intercap Lending
365 S Garden Grove Ln Suite 130, Pleasant Grove, UT 84062
8013761428
Wendy Reynolds | Intercap Lending
365 S Garden Grove Ln Suite 130, Pleasant Grove, UT 84062
8017873211
LenditHome
978 S Main St, Pleasant Grove, UT 84062
2088210687
What Does a FHA Loan Specialist in Pleasant Grove Cost?
Typical costs for an FHA loan specialist in Utah include an origination fee of 1% to 1.5% of the loan amount and an upfront mortgage insurance premium of 1.75% of the base loan amount. Annual mortgage insurance premiums range from 0.45% to 1.05% depending on loan terms and down payment. Closing costs in Utah average 3% to 5% of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist do in Pleasant Grove Utah?
An FHA loan specialist guides borrowers through the FHA loan process including pre approval application and closing. They help determine eligibility based on Utah specific property limits and FHA guidelines. Specialists also explain Utah mortgage insurance requirements and local appraisal rules.
What are the FHA loan limits for Pleasant Grove Utah in 2025?
For 2025 the FHA loan limit for a single family home in Utah County including Pleasant Grove is $498,257. Higher limits apply for duplexes triplexes and fourplex properties. These limits are set by the U.S. Department of Housing and Urban Development and may change annually.
Are there Utah specific requirements for FHA loans?
Yes Utah law requires FHA loan originators to hold a valid Utah mortgage license. Borrowers must also meet FHA minimum property standards which include a health and safety inspection. Utah does not have a state specific down payment assistance program but local options may be available through Utah Housing Corporation.