Find FHA Loan Specialists in Taylorsville, UT
Looking for a fha loan specialist in Taylorsville? Review the directory below to compare your options.
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State Mortgage Licensing Authority of Utah before hiring.
Showing 2 fha loan specialists in Taylorsville, UT
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An FHA loan specialist in Taylorsville Utah helps homebuyers navigate Federal Housing Administration insured loans. These loans are popular in Utah due to lower down payment requirements and flexible credit guidelines. Local specialists understand Utah specific property tax laws and can guide you through the state required disclosures and closing procedures.
What Does a FHA Loan Specialist in Taylorsville Cost?
Typical costs for an FHA loan specialist in Utah include an upfront mortgage insurance premium UFMIP of 1.75 percent of the loan amount and an annual mortgage insurance premium MIP of 0.55 to 1.05 percent. Lender origination fees range from 0.5 to 1.0 percent of the loan amount. Third party costs such as appraisal title and recording fees add approximately $2,000 to $4,000. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Taylorsville Utah in 2025?
For Salt Lake County which includes Taylorsville the FHA loan limit for a single family home is $498,257 in 2025. Higher limits apply for duplexes triplexes and four unit properties. These limits are set by the Department of Housing and Urban Development HUD.
What credit score is needed for an FHA loan in Utah?
Most FHA lenders in Utah require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Individual lender requirements may be higher than the FHA minimum.
Are there Utah specific requirements for FHA loans?
Utah law requires all residential mortgage loans to include a signed Utah Residential Mortgage Certificate. FHA loans in Utah also require a property appraisal by a HUD approved appraiser. The borrower must complete a HUD approved homeownership counseling course if using a down payment assistance program.