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Showing 2 fha loan specialists in Taylorsville, UT
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Roesner Team- Rely Home Loans
6575 S Redwood Rd #225, Taylorsville, UT 84123
8015503774
Top Level Home Loans LLC
6007 S Redwood Rd, Taylorsville, UT 84123
8018288757
What Does a FHA Loan Specialist in Taylorsville Cost?
Typical costs for an FHA loan specialist in Utah include an upfront mortgage insurance premium UFMIP of 1.75 percent of the loan amount and an annual mortgage insurance premium MIP of 0.55 to 1.05 percent. Lender origination fees range from 0.5 to 1.0 percent of the loan amount. Third party costs such as appraisal title and recording fees add approximately $2,000 to $4,000. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Taylorsville Utah in 2025?
For Salt Lake County which includes Taylorsville the FHA loan limit for a single family home is $498,257 in 2025. Higher limits apply for duplexes triplexes and four unit properties. These limits are set by the Department of Housing and Urban Development HUD.
What credit score is needed for an FHA loan in Utah?
Most FHA lenders in Utah require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Individual lender requirements may be higher than the FHA minimum.
Are there Utah specific requirements for FHA loans?
Utah law requires all residential mortgage loans to include a signed Utah Residential Mortgage Certificate. FHA loans in Utah also require a property appraisal by a HUD approved appraiser. The borrower must complete a HUD approved homeownership counseling course if using a down payment assistance program.