Find FHA Loan Specialists Near You in Gillette, WY
Browse fha loan specialists serving Gillette, Wyoming. Contact information and addresses listed below.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Wyoming before hiring.
Showing 20 fha loan specialists in Gillette, WY
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An FHA loan specialist in Gillette Wyoming helps homebuyers navigate Federal Housing Administration insured loans. These loans are popular in Campbell County due to lower down payment requirements and flexible credit guidelines. Wyoming law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS), ensuring local specialists meet state standards.
What Does a FHA Loan Specialist in Gillette Cost?
Typical costs for an FHA loan in Wyoming include an upfront mortgage insurance premium (UFMIP) of 1.75% of the loan amount and an annual mortgage insurance premium (MIP) ranging from 0.45% to 1.05% depending on loan term and down payment. Closing costs in Gillette generally range from 2% to 5% of the loan amount. Lender origination fees vary but often fall between 0.5% and 1.0% of the loan. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Gillette do?
An FHA loan specialist guides borrowers through the FHA loan process including pre approval application submission and appraisal coordination. They help determine if a property meets FHA minimum property standards which are required for all FHA insured loans.
What are the FHA loan limits for Campbell County Wyoming in 2025?
For 2025 the FHA loan limit for a single family home in Campbell County is $498,257. This limit applies to most areas in Wyoming and is set by the Department of Housing and Urban Development (HUD). Higher limits may apply for duplexes triplexes and fourplexes.
How do I choose an FHA loan specialist in Gillette?
Look for a specialist who is licensed through the NMLS and has experience with Wyoming specific property types such as mineral rights considerations. Ask about their familiarity with local appraisers and title companies in Campbell County.