Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Wyoming before hiring.
Showing 19 fha loan specialists in Sheridan, WY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Advance America
1955 Coffeen Ave, Sheridan, WY 82801
3076722620
Stefanie Gilbert - Altitude Home Mortgage
954 N Main St, Sheridan, WY 82801
3072187739
Sheridan Community Federal CU
141 S Gould St, Sheridan, WY 82801
3076723445
First Northern Bank of Wyoming - Sheridan
29 N Gould St, Sheridan, WY 82801
3076737777
Money Lenders
555 N Main St #3630, Sheridan, WY 82801
3076734781
Money Source of America
201 E 5th St #980, Sheridan, WY 82801
8772433432
Bank of Sheridan
1375 Sugarland Dr, Sheridan, WY 82801
3076738100
First Federal Bank & Trust Home Loan Center
1043 Coffeen Ave, Sheridan, WY 82801
3076756267
Cherry Creek Mortgage, LLC
543 N Main St, Sheridan, WY 82801
3077512362
Stifel
51 Coffeen Ave, Sheridan, WY 82801
3076723434
Eliason Financial
312 Whitney Ln #2, Sheridan, WY 82801
3076723010
Mortgage Refinance Sheridan WY - Home Refinance Wyoming - Refi Home Loan Lenders
1403 Odell Ct, Sheridan, WY 82801
3072060654
Jessica Storey - American Pacific Mortgage
20 N Main St Suite A, Sheridan, WY 82801
3077525607
WYO Financial Services
1309 Coffeen Ave Ste 1679, Sheridan, WY 82801
3074615649
Yalla Funding Solutions
30 N Gould St Suite R, Sheridan, WY 82801
4842536878
American Pacific Mortgage ( NMLS #2340122 )
20 S Main St Suite A, Sheridan, WY 82801
3077512376
VA Home Loans Sheridan WY - VA Mortgage Wyoming - VA Refinance Loans
909 Broadway St, Sheridan, WY 82801
3072025925
US Bank Mortgage
203 S Main St, Sheridan, WY 82801
8008722657
Great American Mortgage
30 N Gould St Suite S, Sheridan, WY 82801
8013001477
What Does a FHA Loan Specialist in Sheridan Cost?
Typical costs for an FHA loan in Sheridan Wyoming include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 to 0.85 percent. Closing costs generally range from 3 to 5 percent of the purchase price. These costs vary by lender and property type. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is an FHA loan and who qualifies in Sheridan Wyoming?
An FHA loan is a government-backed mortgage insured by the Federal Housing Administration. In Sheridan Wyoming, you typically need a minimum credit score of 580 and a 3.5 percent down payment. Borrowers with scores as low as 500 may qualify with a 10 percent down payment.
Are there Wyoming specific rules for FHA loan inspections?
Yes, Wyoming FHA loans require a property appraisal that meets HUD minimum property standards. In Sheridan, the appraiser must check for issues like well water quality and septic system functionality, which are common in rural areas. The property must also be in a flood zone that allows FHA insurance.
How long does an FHA loan process take in Sheridan Wyoming?
The typical FHA loan process in Sheridan takes 30 to 45 days from application to closing. This timeline can vary based on the appraiser availability and the complexity of the property. Wyoming law does not set a specific time limit for FHA loan processing.