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First-Time Home Buyer Specialists in Crescent Springs, KY

Compare first-time home buyer specialists in Crescent Springs. Review contact information and insurance categorys before you decide.

3 agents listed
Updated June 2026
Crescent Springs, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Kentucky before hiring.
Showing 3 first-time home buyer specialists in Crescent Springs, KY Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Brandon & Heather Pilcher Team | Realtor | Ohio & Kentucky
Attn: Pilcher Team, 2529 Ritchie Ave, Crescent Springs, KY 41017
(859) 710-5901 pilcherrealestate.com
Jeffrey Lona | Northern Kentucky Realtor | e-Merge Real Estate Victory
2529 Ritchie Ave Suite 205, Crescent Springs, KY 41017
(859) 391-0267 jeffreylona.e-merge.com
Krystal Harris-Brueggeman, Realtor®
2529 Ritchie Ave Suite 205, Crescent Springs, KY 41017
(859) 814-7095 krystalharris.e-merge.com

A first-time home buyer specialist in Crescent Springs, Kentucky can guide you through the unique steps of purchasing your first home. Kentucky offers specific programs like the Kentucky Housing Corporation (KHC) first-time home buyer loan with down payment assistance. These specialists understand local real estate practices and can help you navigate Kentucky disclosure laws and closing procedures.

What Does a First-Time Home Buyer Specialist in Crescent Springs Cost?

In Kentucky, first-time home buyer specialist services are typically paid through commission from the home seller, so you may not pay directly. However, some specialists charge a flat fee between 500 and 2,500 dollars for consulting services. Closing costs in Kentucky usually range from 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a first-time home buyer specialist in Crescent Springs?
A first-time home buyer specialist is a real estate agent or mortgage professional who focuses on helping people buy their first home. They understand Kentucky specific programs and can explain the process from pre-approval to closing.
What Kentucky programs are available for first-time home buyers?
Kentucky offers the KHC First Home program which provides fixed rate mortgages and down payment assistance. Buyers must complete a home buyer education course and meet income limits. The program is available in Crescent Springs and throughout Kentucky.
How long does the home buying process take in Kentucky?
The typical home buying process in Kentucky takes 30 to 45 days from offer to closing. Kentucky law requires a home inspection and specific disclosures from the seller. Your specialist will help you meet all deadlines.

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