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Compare First-Time Home Buyer Specialists in Erlanger, KY

Directory of first-time home buyer specialists in Erlanger, Kentucky. Verify credentials with the state state mortgage licensing authority before hiring.

2 agents listed
Updated June 2026
Erlanger, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Kentucky before hiring.
Showing 2 first-time home buyer specialists in Erlanger, KY Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Michelle Mckenney & Khadijah Brosky - AgentFam Realtors
510 Graves Ave Suite 210, Erlanger, KY 41018
(859) 446-6453
Jane Ashcraft-West
828 Donaldson Hwy, Erlanger, KY 41018
(859) 344-5766 janea.com

A first-time home buyer specialist in Erlanger, Kentucky helps you navigate the home buying process from pre approval to closing. Kentucky offers specific programs like the Kentucky Housing Corporation (KHC) first-time home buyer loan with down payment assistance. Erlanger buyers also benefit from local real estate market knowledge and Kentucky specific disclosure laws.

What Does a First-Time Home Buyer Specialist in Erlanger Cost?

Typical costs for a first-time home buyer specialist in Kentucky range from 500 to 1500 dollars for consultation and document review services. Closing costs in Erlanger usually total 2 to 5 percent of the purchase price, including title insurance, appraisal fees, and recording fees. Kentucky law requires a home inspection contingency and disclosure of lead based paint for homes built before 1978. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a first-time home buyer specialist do in Erlanger?
A specialist guides you through Kentucky specific loan programs, helps you understand closing costs, and coordinates with lenders and real estate agents. They ensure you meet Kentucky statutory requirements for property disclosures and title transfers.
Are there Kentucky specific programs for first-time home buyers?
Yes, the Kentucky Housing Corporation offers the KHC First Home program with fixed rate mortgages and down payment assistance up to 6000 dollars. Eligibility requires completing a home buyer education course approved by KHC.
How long does the home buying process take in Kentucky?
The typical timeline from offer to closing in Kentucky is 30 to 45 days. Kentucky law requires a 10 day right of rescission for certain loan types, and the closing must include a final walkthrough and signed settlement statement.

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