Find First-Time Home Buyer Specialists in Larchmont, NY
Looking for a first-time home buyer specialist in Larchmont? Review the directory below to compare your options.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of New York before hiring.
Showing 19 first-time home buyer specialists in Larchmont, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a First-Time Home Buyer Specialist in Larchmont Cost?
Typical costs for a first-time home buyer specialist in New York range from 2.5 percent to 3 percent of the purchase price for real estate agent commissions paid by the seller. Buyers may also pay 1 percent to 2 percent of the loan amount in lender fees plus appraisal fees around 500 to 700 dollars and title insurance costs of 0.5 percent to 1 percent of the purchase price. Attorney fees in New York usually range from 2,000 to 5,000 dollars for a standard purchase. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a first-time home buyer specialist in Larchmont do?
A specialist guides you through the entire home buying process including mortgage pre-approval, property search, offer negotiation, and closing. They explain New York specific laws such as the mandatory attorney review period and the state required disclosure forms. They also help you access first-time buyer programs and down payment assistance.
How do I know if I qualify as a first-time home buyer in New York?
In New York you generally qualify as a first-time buyer if you have not owned a home in the past three years. Some programs like SONYMA also consider displaced homemakers and single parents who only owned with a former spouse. Your specialist can verify your eligibility for specific programs.
What New York specific programs are available for first-time buyers in Larchmont?
New York offers the State of New York Mortgage Agency SONYMA program with low down payment options and reduced interest rates. Westchester County also provides the Westchester County Homeownership Program with down payment assistance. Your specialist can help you apply for these programs.