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Find First-Time Home Buyer Specialists Near You in Shirley, NY

Compare first-time home buyer specialists in Shirley. Review contact information and insurance categorys before you decide.

4 agents listed
Updated June 2026
Shirley, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of New York before hiring.
Showing 4 first-time home buyer specialists in Shirley, NY Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Adrienne Donovan Real Estate SalesPerson, Realtor, Notary
850 Montauk Hwy, Shirley, NY 11967
(631) 295-6121
Coldwell Banker M&D Good Life
850 Montauk Hwy, Shirley, NY 11967
(631) 399-5300 mdgoodlife.com
Homes Across Long Island Realty
1164 William Floyd Pkwy, Shirley, NY 11967
(631) 978-4020
John Liberti Real Estate
1167 William Floyd Pkwy, Shirley, NY 11967
(631) 281-4578

A first-time home buyer specialist in Shirley, New York can guide you through the home buying process. They help with New York State programs like the SONYMA mortgage and local down payment assistance. These specialists understand Suffolk County market conditions and can explain New York specific closing procedures.

What Does a First-Time Home Buyer Specialist in Shirley Cost?

Typical costs for a first-time home buyer specialist in New York include a commission paid by the seller, usually 5 to 6 percent of the sale price split between buyer and seller agents. You may also pay for a home inspection costing 300 to 500 dollars and an appraisal costing 400 to 600 dollars. Closing costs in New York average 2 to 5 percent of the home price. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a first-time home buyer specialist in Shirley?
A first-time home buyer specialist is a real estate agent or mortgage professional who focuses on helping people buy their first home. They know about New York State first-time buyer programs and local incentives in Shirley.
What New York programs are available for first-time buyers in Shirley?
New York offers the SONYMA Achieving the Dream mortgage program with low down payments. Suffolk County also has home buyer assistance programs. A specialist can help you check eligibility and apply.
How long does it take to buy a first home in Shirley New York?
The process typically takes 30 to 60 days from offer to closing in New York. This includes mortgage approval, home inspection, and legal review. Delays can happen if financing or title issues arise.

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