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Find First-Time Home Buyer Specialists Near You in Charlestown, RI

Directory of first-time home buyer specialists in Charlestown, Rhode Island. Verify credentials with the state state mortgage licensing authority before hiring.

4 agents listed
Updated June 2026
Charlestown, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Rhode Island before hiring.
Showing 4 first-time home buyer specialists in Charlestown, RI Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mott & Chace Sotheby's International Realty
5280 Post Rd, Charlestown, RI 02813
(401) 364-6700 mottandchace.com
Wallander Realty, LLC
1 Charlestown Beach Rd, Charlestown, RI 02813
(401) 364-3616 wallanderrealty.com
The Legacy Group | Real
4160 Old Post Rd Suite 209, Charlestown, RI 02813
(401) 216-4777 thelegacygroup.net
Brian McDonald COMPASS Real Estate
4009 Old Post Rd, Charlestown, RI 02813
(401) 258-9814 compass.com

A first-time home buyer specialist in Charlestown, Rhode Island can guide you through the unique process of purchasing a home in Washington County. Rhode Island offers specific programs like the RI Housing First Home Loan which provides down payment assistance and competitive rates. Specialists help you understand local zoning laws, property taxes, and the closing process required in Charlestown.

What Does a First-Time Home Buyer Specialist in Charlestown Cost?

In Rhode Island, first-time home buyer specialist fees typically range from 500 to 1,500 dollars, depending on the services provided. Some specialists charge a flat fee while others work on an hourly basis. Additional costs include lender fees, appraisal fees (400 to 600 dollars), and title insurance (often 0.5 to 1 percent of the purchase price). This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a first-time home buyer specialist do in Charlestown?
A specialist helps you find suitable properties, connect with lenders, and understand Rhode Island first-time buyer programs. They also coordinate with real estate agents and title companies to ensure a smooth closing.
Are there Rhode Island tax credits for first-time home buyers?
Yes, Rhode Island offers a Mortgage Credit Certificate program that allows eligible first-time buyers to claim a federal tax credit for a portion of mortgage interest paid. This credit can reduce your annual tax liability.
What is the typical timeline for buying a first home in Rhode Island?
The process usually takes 30 to 60 days from offer to closing. Rhode Island law requires a title examination and a property survey, which can add time. Your specialist will help you meet all legal deadlines.

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