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First-Time Home Buyer Specialists in Chepachet, RI

Looking for a first-time home buyer specialist in Chepachet? Review the directory below to compare your options.

4 agents listed
Updated June 2026
Chepachet, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Rhode Island before hiring.
Showing 4 first-time home buyer specialists in Chepachet, RI Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Long Realty inc.
1038 Putnam Pike, Chepachet, RI 02814
(401) 647-5454 longrealtyinc.com
Re/max Host of Homes
712 Putnam Pike STE 7, Chepachet, RI 02814
(401) 475-9888 maxmyrealestate.com
Paul DeFalco Licensed Agent Homesmart Professionals Real Estate
39 Granby St, Chepachet, RI 02814
(401) 487-9853 searchrhodeislandhomesforsale.com
Realtor Jason Beaulieu-JR
712 Putnam Pike, Chepachet, RI 02814
(774) 708-0939 jason-beaulieujr.maxmyrealestate.com

A first-time home buyer specialist in Chepachet, Rhode Island can guide you through the state-specific process, including Rhode Island Housing programs that offer down payment assistance up to 5% of the purchase price. These specialists understand local market trends in Providence County and can help you navigate the Rhode Island first-time home buyer tax credit. They also explain the Rhode Island Residential Property Disclosure Act, which requires sellers to disclose known defects.

What Does a First-Time Home Buyer Specialist in Chepachet Cost?

In Rhode Island, a first-time home buyer specialist typically charges a flat fee between $1,500 and $3,500, or an hourly rate of $200 to $400. Some specialists may offer a free initial consultation. Costs vary based on the complexity of your case, the number of properties you consider, and whether you need help with Rhode Island Housing applications. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a first-time home buyer specialist do in Chepachet?
A specialist helps you find and apply for Rhode Island first-time home buyer programs, such as the RI Housing FirstHome loan. They also coordinate with lenders, real estate agents, and title companies to ensure you meet all state and local requirements.
Are there down payment assistance programs for Chepachet buyers?
Yes, Rhode Island Housing offers the FirstHome program with down payment assistance up to 5% of the purchase price, and the 100% Financing program for eligible buyers. These programs have income limits and require a minimum credit score of 640.
What are the closing costs for a first-time buyer in Chepachet?
Closing costs in Rhode Island typically range from 2% to 5% of the purchase price. This includes title insurance, recording fees, and attorney fees. The state also charges a 0.5% real estate transfer tax on the sale price.

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