First-Time Home Buyer Specialists in Soddy-Daisy, TN
Compare first-time home buyer specialists in Soddy-Daisy. Review contact information and insurance categorys before you decide.
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State Mortgage Licensing Authority of Tennessee before hiring.
Showing 2 first-time home buyer specialists in Soddy-Daisy, TN
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What Does a First-Time Home Buyer Specialist in Soddy-Daisy Cost?
Typical costs for a first-time home buyer specialist in Tennessee include a real estate agent commission which is usually paid by the seller. Mortgage origination fees range from 0.5 to 1 percent of the loan amount. Down payment assistance programs may charge a small fee often 1 to 2 percent of the grant amount. THDA loans have a one time funding fee of 1 percent. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a first-time home buyer specialist in Soddy-Daisy?
A first-time home buyer specialist is a real estate agent or mortgage professional who focuses on helping people buy their first home. They know about Tennessee specific programs like the THDA Great Choice loan and can explain local market trends in Soddy-Daisy.
What Tennessee programs help first-time home buyers in Soddy-Daisy?
The Tennessee Housing Development Agency offers the Great Choice Home Loan with down payment assistance up to 6 percent of the loan amount. Buyers must complete a home buyer education course and meet income limits that vary by county. Hamilton County also has local grants through the HOME program.