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Find First-Time Home Buyer Specialists in Belton, TX

Looking for a first-time home buyer specialist in Belton? Review the directory below to compare your options.

13 agents listed
Updated June 2026
Belton, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Texas before hiring.
Showing 13 first-time home buyer specialists in Belton, TX Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Elizabeth Thomas - Fort Hood Homes Group
127 Lake Rd, Belton, TX 76513
(254) 394-3742 elizabeththomasrealestate.com
Hearthstone Home Group, All City Real Estate
127 Lake Rd #202, Belton, TX 76513
(737) 234-0518 hearthstonehomegroup.com
Covington Real Estate, Inc. - SALES OFFICE
2324 N Main St, Belton, TX 76513
(254) 939-3800 covingtonsells.com
Benchmark Real Estate
410 N Main St Suite B, Belton, TX 76513
(254) 800-5000 benchmarktxre.com
Duke Realty TX
200 E Central Ave Suite C, Belton, TX 76513
(254) 831-3853 dukehomesales.net
Bison Creek Real Estate
106 N Main St, Belton, TX 76513
(254) 444-8992 bisoncreek.com
H2 Realty Team
830 Farm-To-Market Rd 2271 Ste C, Belton, TX 76513
(254) 709-4385 h2realtyteam.com
Jayci Humphrey - Fort Hood Homes Group
127 Lake Rd Ste 204, Belton, TX 76513
(254) 423-1928 soldbyjayci.com
RE/MAX Great Place
306 E Central Ave, Belton, TX 76513
(254) 933-0500 greatplacetexas.com
Victor Olvera-Realtor
106 N Main St, Belton, TX 76513
(254) 231-5449 bisoncreek.com
Andy Padron, Central Texas Realtor®
127 Lake Rd, Belton, TX 76513
(210) 391-6888 anchorrealtygrouptx.com
Growing Home Mortgage LLC
202 E Central Ave Suite 210, Belton, TX 76513
(254) 892-0062 growinghomemortgage.com
Kristy Baker Texas Realtor® with TEN42 Realty, LLC
45 Farm-To-Market Rd 2271, Belton, TX 76513
(254) 931-4080 kristy-baker---agent-subdomain.ten42realty.com

A first-time home buyer specialist in Belton, Texas can guide you through the unique steps of purchasing your first home. Texas offers specific down payment assistance programs through the Texas Department of Housing and Community Affairs. These specialists help you understand local market conditions and state-specific requirements like the Texas property tax code.

What Does a First-Time Home Buyer Specialist in Belton Cost?

In Texas, first-time home buyer specialists typically charge a flat fee or a percentage of the home price. Flat fees range from 500 to 2,500 dollars for consulting services. Mortgage broker fees in Texas average 1 to 2 percent of the loan amount. Closing costs in Bell County usually range from 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a first-time home buyer specialist in Belton?
A first-time home buyer specialist is a real estate agent or mortgage advisor who focuses on helping people buy their first home. They understand Texas-specific programs like the My First Texas Home loan and can explain local Belton market trends.
What Texas programs help first-time home buyers in Belton?
Texas offers the My First Texas Home program with down payment assistance of up to 5 percent of the loan amount. The Texas Veterans Land Board also provides programs for eligible veterans. These programs have income and purchase price limits that vary by county.
How long does the first-time home buying process take in Texas?
The typical home buying process in Texas takes 30 to 45 days from offer to closing. Texas law requires a minimum 30 day escrow period for most conventional loans. The specialist can help you meet all deadlines and Texas disclosure requirements.

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