Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Texas before hiring.
Showing 11 first-time home buyer specialists in Cleburne, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Texan Heritage Realty Group - Fathom Realty
602 N Nolan River Rd, Cleburne, TX 76033
(817) 776-8319
texan-heritage.com
Emerton Realty Group - Fathom Realty
1 N Walnut St, Cleburne, TX 76033
(512) 806-4335
emertonrealty.com
King Realty Group, Coldwell Banker Apex
1647 W Henderson St Suite A, Cleburne, TX 76033
(817) 517-4732
dking.cbapex.com
Cheri White - Coldwell Banker Apex, Realtors
1647 W Henderson St Suite A, Cleburne, TX 76033
(214) 546-6414
cwhite.cbapex.com
Raydean Moreno, Realtor - Fathom Realty
1 N Walnut St, Cleburne, TX 76033
(817) 233-4575
raydeanmoreno.emertonrealty.com
Jessica Fernandez - Coldwell Banker Realtor
1647 W Henderson St Suite A, Cleburne, TX 76033
(682) 333-2424
jfernandez.cbapex.com
Sterling Real Estate SW DFW
209 N Caddo St, Cleburne, TX 76031
(817) 774-2017
sterlingrealestateswdfw.com
Stephenie Whitehead-Realtor
860 Eagles Nest Dr, Cleburne, TX 76031
(682) 378-7142
stepheniewhitehead.realtor
What Does a First-Time Home Buyer Specialist in Cleburne Cost?
Typical costs for a first-time home buyer specialist in Texas range from zero to a flat fee of 500 to 1500 dollars. Many specialists are paid through lender or realtor commissions, so the buyer may not pay directly. Additional costs include an appraisal fee of 400 to 600 dollars, a home inspection of 300 to 500 dollars, and title insurance of 1,000 to 2,000 dollars. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a first-time home buyer specialist do in Cleburne Texas?
A specialist helps you understand mortgage options, down payment assistance programs, and Texas-specific legal requirements. They coordinate with lenders and real estate agents to ensure you meet all deadlines and disclosure rules. Their goal is to simplify the buying process for first-time buyers.
Are there Texas-specific programs for first-time home buyers in Cleburne?
Yes, Texas offers programs like the TSAHC Home Sweet Texas Home Loan and the Texas Department of Housing and Community Affairs (TDHCA) My First Texas Home program. These provide down payment assistance and competitive interest rates for eligible buyers in Cleburne. Income and purchase price limits apply.
How long does the home buying process take for a first-time buyer in Texas?
The typical timeline is 30 to 45 days from contract to closing. Texas law requires a minimum option period of 7 to 10 days for inspections and negotiations. Delays can occur if financing or appraisal issues arise.