Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Texas before hiring.
Showing 9 first-time home buyer specialists in Garland, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Keller Williams Lake Cities
5435 N Garland Ave Suite 190A, Garland, TX 75040
(972) 240-4416
lakecities.yourkwoffice.com
Gabriel Mejia - Texas Realtor
13509 Lyndon B Johnson Fwy, Garland, TX 75041
(469) 835-2870
gabriel-mejia.mydfwhomes.com
Jason Sanchez, DFW REALTOR®
3300 Broadway Blvd, Garland, TX 75043
(214) 710-9451
decorativerealestate.com
Martha R. Yrizar, Realtor & Notary Public
915 Main St, Garland, TX 75040
(214) 584-4523
buysellwithmartha.realtor
Sell My House Fast DFW | As Is Cash Home Buyers Garland
102 N Shiloh Rd #245, Garland, TX 75042
(469) 217-6349
sellmyhousefastdfwtx.com
What Does a First-Time Home Buyer Specialist in Garland Cost?
Typical costs for a first-time home buyer specialist in Texas range from 500 to 1500 dollars for a flat fee consultation. Some specialists charge a percentage of the loan amount, often 0.5 to 1 percent. Costs vary based on the complexity of your financial situation and the programs you use. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a first-time home buyer specialist do in Garland Texas?
A specialist helps you find and qualify for loan programs and down payment assistance. They explain Texas-specific rules like the homestead exemption and property tax deadlines. They also coordinate with lenders and real estate agents to streamline the process.
What Texas programs are available for first-time home buyers in Garland?
Texas offers the My First Texas Home program with down payment assistance up to 5 percent of the loan amount. The Texas Department of Housing and Community Affairs also provides the Texas Mortgage Credit Certificate. These programs have income and purchase price limits specific to Dallas County.
Do I need a specialist if I already have a real estate agent?
Yes, a specialist focuses on financing and assistance programs that a general agent may not know. They ensure you meet Texas legal requirements like the home inspection contingency and the one percent property tax cap. Their role complements your real estate agent.